Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 21 to 17.3.
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Busy address KBO
43 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PVJ from Namur, company number BE0641684692, closed financial year 2025 with a result of € 28,297 after tax. For that financial year PVJ recorded revenue of € 11.3 million and equity of € -376,896. Compared with financial year 2024, the result moved from € 96,794 to € 28,297. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -376,896
▲ € 28,297 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 28,297
▼ 71% vs 2024
Profit after tax over the fiscal year.
€ 71,422
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -383,196.
People and assets in 2025
17.3
▼ 2.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 749,361
▼ 1% vs 2024
€ 43,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 747,182
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 108,901
▼ 18% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 11,324,056 | |
| Gross margin | € 754,402 | € 823,949 | € 878,576 | € 860,459 | ▼ 2% |
| Profit after taxes | € 10,336 | € 17,495 | € 96,794 | € 28,297 | ▼ 71% |
| Equity | € -519,482 | € -501,987 | € -405,193 | € -376,896 | ▲ € 28,297 |
| Total debts | € 1,121,393 | € 1,059,800 | € 951,032 | € 856,083 | ▼ 10% |
| Cash | € 101,096 | € 120,735 | € 72,708 | € 71,422 | ▼ 2% |
| Retained profit | € -525,782 | € -508,287 | € -411,493 | € -383,196 | ▲ € 28,297 |
| Balance sheet total | € 601,911 | € 557,813 | € 545,839 | € 479,187 | ▼ 12% |
| Employees (FTE) | 21.9 | 21 | 19.5 | 17.3 | ▼ 2.2 |
Key figures of PVJ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PVJ?
What happened at PVJ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 28,297 (▼ 71% vs 2024). Source: NBB ↗
- VDARDENNE became a director. NBB
- GDELHAYE became a director. NBB
- ELICAM became a director. NBB
- J-CF became a director. NBB
- DATAM became a director. NBB
- New establishment in Gerpinnes. KBO
- New establishment in Namur. KBO
In short
From € 10,336 profit in 2022 to € 28,297 profit in 2025.
Paid € 1,254 in corporate taxes since 2022.
Best year ever: 2024, with € 96,794 profit.
On average € 49,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of J.V.P. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PVJBehind PVJ are VDARDENNE , GDELHAYE, ELICAM , J-CF and DATAM . The shares are held by J.V.P. (100%).
Directors
According to the 2025 annual accounts
Director · represented by Vincent Dardenne
Owns 10% via J.V.P.
Also active at: SOCIETE D'INVESTISSEMENTS DE GESTION ET D'INFORMATIQUE MARCHOISE, WINE & MORE, J.V.P., 2milleD, N.S., POINT CARRE, I.M., ENTREPOT 97 +33 more
since 2026
Director · represented by Guillaume Delhaye
Owns 4% via J.V.P.
Also active at: J.V.P., G.D.C., N.S., POINT CARRE, I.M., NIGHT 15, AGATHOPEDE, NIGHT 70 +27 more
since 2026
Director · represented by Philippe Clinet
Owns 10% via J.V.P.
Also active at: SOCIETE D'INVESTISSEMENTS DE GESTION ET D'INFORMATIQUE MARCHOISE, WINE & MORE, J.V.P., LESCOOP, 2milleD, N.S., POINT CARRE, I.M. +32 more
since 2026
Director · represented by Jean-Christophe Filée
Also active at: J.V.P., LE BOUFFON DU ROI, N.S., POINT CARRE, I.M., ENTREPOT 97, NIGHT 15, AGATHOPEDE +29 more
since 2026
Director · represented by Daniel Tamigniau
Owns 12.7% via J.V.P.
Also active at: SOCIETE D'INVESTISSEMENTS DE GESTION ET D'INFORMATIQUE MARCHOISE, WINE & MORE, J.V.P., LE BOUFFON DU ROI, W-IMM, 2milleD, G.D.C., N.S. +34 more
since 2026
Shareholders
J.V.P. · holding of DATAM
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Albert 1er 97
5000 Namur
Route du Condroz(N) 117
4121 Neupré
Active since 19 October 2015
Avenue des Déportés 5 box 1
5070 Fosses-la-Ville
Active since 1 September 2016
Rue Raymond Noel(B.V.) 2
5170 Profondeville
Active since 1 September 2016
Avenue Joseph Abras(BL) 1
5001 Namur
Active since 29 May 2017
Rue du Parc Saint-Adrien(GER) 4 box B
6280 Gerpinnes
Active since 28 April 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 43 companies are registered at this address.
All companies at this address →WINE & MORE same network
€ 234,084 gross margin · 2025
J.V.P. same network
€ 16.5 million revenue · 2025
LE BOUFFON DU ROI same network
€ 179,508 gross margin · 2025
2milleD same network
€ 808,798 gross margin · 2025
G.D.C. same network
€ 912,912 gross margin · 2025
+38 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0641.684.692
- VAT number
- BE 0641.684.692
- Registered office
- Avenue Albert 1er 97, 5000 Namur
- Names & denominations
- PVJ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 October 2015
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Detailhandel in kranten en andere tijdschriften
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)