Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Charon Verzekeringen from Heusden-Zolder, company number BE0641682318, closed financial year 2025 with a result of € 37,892 after tax. For that financial year Charon Verzekeringen recorded a gross margin of € 387,343 and equity of € 108,162. Compared with financial year 2024, the result moved from € -1,084 to € 37,892. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 108,162
▲ 54% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 37,892
▲ still € 1,084 loss in 2024
Profit after tax over the fiscal year.
€ 148,666
▲ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 99,971.
People and assets in 2025
€ 79,980
▲ 26% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,780
▼ 83% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 12% vs 2024
€ 235,559 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 5,325
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,169
▲ € 18,567 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 115,253 | € 123,442 | € 181,781 | € 387,343 | ▲ 113% |
| Profit after taxes | € 17,493 | € 16,288 | € -1,084 | € 37,892 | ▲ € 38,976 |
| Equity | € 55,066 | € 71,354 | € 70,270 | € 108,162 | ▲ 54% |
| Total debts | € 100,782 | € 82,335 | € 1,271,074 | € 1,113,452 | ▼ 12% |
| Cash | € 77,136 | € 66,403 | € 82,348 | € 148,666 | ▲ 81% |
| Land & buildings | € 56,794 | € 51,670 | € 46,547 | € 41,423 | ▼ 11% |
| Retained profit | € 46,875 | € 63,163 | € 62,079 | € 99,971 | ▲ 61% |
| Bank debt | € 39,718 | € 25,931 | € 1,159,840 | € 1,021,970 | ▼ 12% |
| Balance sheet total | € 155,848 | € 153,689 | € 1,341,344 | € 1,221,614 | ▼ 9% |
Key figures of Charon Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Charon Verzekeringen?
What happened at Charon Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 37,892. Source: NBB ↗
- New establishment in Heusden-Zolder. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,493 profit in 2022 to € 37,892 profit in 2025.
Paid € 30,138 in corporate taxes since 2022.
Best year ever: 2025, with € 37,892 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Charon Verzekeringen are Omme Lemmens, Ronny Lemmens, Cathy Dol and Esther Ulenaers.
Directors
According to the 2025 annual accounts
Omme Lemmens
Director
Ronny Lemmens
Director
Cathy Dol
Andere functie
Esther Ulenaers
Andere functie
Establishments
Establishment units
Physical locations of this company
Sint-Jobstraat 60 box 2
3550 Heusden-Zolder
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →VERENIGDE UITBATERS HOLIDAY SHOPPING
AWANS MANAGEMENT
Vereniging van mede-eigenaars van residentie BOLDERBERG FASE A
Vereniging van mede-eigenaars van residentie BOLDERBERG FASE B
Vereniging van mede-eigenaars van de handelsruimten van residentie BOLDERBERG
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
OVH, FR
Domain
Domain
charon1.be
Registered
2011-05-05
Website info
Features
Security
Details
- Company number
- 0641.682.318
- VAT number
- BE 0641.682.318
- Registered office
- Sint-Jobstraat 60 bus 2, 3550 Heusden-Zolder
- Names & denominations
- Charon Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 October 2015
- Peppol
- Active · Active since 30 Oct 2025
- Contact
- charon1.be 011 25 35 22
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars