Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Shrinking team NBB
FTE fell two years in a row, from 20.6 to 16.2.
Financials
Financial year 2025
CARROSSERIE AFFORD BRUSSELS from Anderlecht, company number BE0640934527, closed financial year 2025 with a result of € -59,439 after tax. For that financial year CARROSSERIE AFFORD BRUSSELS recorded revenue of € 4.1 million and equity of € 60,277. Compared with financial year 2024, the result moved from € -101,940 to € -59,439. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 60,277
▼ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -59,439
▲ 42 % less loss than in 2024
Profit after tax over the fiscal year.
€ 185,857
▲ € 167,122 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 38,677.
People and assets in 2025
16.2
▼ 3.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1 million
▼ 17% vs 2024
€ 63,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,500
▼ 33% vs 2024
Of which on lease € 31,227.
Debts at end 2025
€ 279,035
▼ 10% vs 2024
€ 16,724 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 858,334
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 156,380
▲ 45% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 4,469,573 | € 4,129,882 | € 4,098,504 | ▼ 1% |
| Gross margin | € 1,399,070 | € 1,786,682 | € 1,198,556 | € 1,065,959 | ▼ 11% |
| Profit after taxes | € 91,866 | € 210,340 | € -101,940 | € -59,439 | ▲ € 42,501 |
| Equity | € 94,315 | € 225,655 | € 119,716 | € 60,277 | ▼ 50% |
| Total debts | € 1,942,090 | € 1,418,331 | € 1,085,401 | € 1,334,374 | ▲ 23% |
| Cash | € 42,283 | € 189,874 | € 18,734 | € 185,857 | ▲ € 167,122 |
| Land & buildings | € 22,981 | € 14,967 | € 6,953 | € 3,910 | ▼ 44% |
| Retained profit | € 64,715 | € 200,055 | € 98,116 | € 38,677 | ▼ 61% |
| Dividend | € 13,500 | € 75,000 | € 0 | € 0 | |
| Bank debt | € 254,620 | € 323,436 | € 309,079 | € 279,035 | ▼ 10% |
| Balance sheet total | € 2,036,405 | € 1,643,986 | € 1,205,117 | € 1,394,651 | ▲ 16% |
| Employees (FTE) | 16.2 | 20.6 | 20 | 16.2 | ▼ 3.8 |
Key figures of CARROSSERIE AFFORD BRUSSELS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARROSSERIE AFFORD BRUSSELS?
What happened at CARROSSERIE AFFORD BRUSSELS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- IRS Belgium NV stepped down as director. NBB
- Afford IFM BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 59,439. Source: NBB ↗
- IRS Belgium NV became a director. NBB
- Afford IFM BV became a director. NBB
- New establishment in Anderlecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 91,866 profit in 2022 to € 59,439 loss in 2025.
Paid € 98,680 in corporate taxes since 2022.
Best year ever: 2023, with € 210,340 profit.
On average € 65,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Afford IFM, IRS Belgium comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CARROSSERIE AFFORD BRUSSELSThe shares are held by Afford IFM (98%) and IRS Belgium (2%).
Directors
According to the 2025 annual accounts
Director · represented by De Bisschop Kurt
Also active at: Carrosserie Verhelle-Rubias, CARROSSERIE DETAILLE, CRYNS CARROSSERIE CENTER, CRYNS CARROSSERIE CENTER WAASLAND, Carros Gent, K.ROSS, CARROS MECHELEN, Carrosserie Afford Etterbeek +4 more
since 2025 · until 2028
Director · represented by Van Hecke Christophe
Also active at: Carrosserie Verhelle-Rubias, CARROSSERIE DETAILLE, Carrosserie Afford Etterbeek, CARROSSERIE AFFORD
since 2025 · until 2028
Shareholders
98%
2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bergense Steenweg 1423a
1070 Anderlecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0640.934.527
- VAT number
- BE 0640.934.527
- Registered office
- Bergense Steenweg 1423a, 1070 Anderlecht
- Names & denominations
- CARROSSERIE AFFORD BRUSSELS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 2015
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Carrosserieherstelling (inclusief spuiten en verven)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling