Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPRL CARMIN GESTION from Soignies, company number BE0639992637, closed financial year 2025 with a result of € -9,964 after tax. For that financial year SPRL CARMIN GESTION recorded a gross margin of € 23,102 and equity of € 65,529. Compared with financial year 2024, the result moved from € 790 to € -9,964. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 65,529
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,964
▼ still € 790 profit in 2024
Profit after tax over the fiscal year.
€ 1,873
▲ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4,471.
People and assets in 2025
€ 3,453
▼ 67% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 113,835
▼ 16% vs 2024
Loans from banks and other lenders, long and short.
€ 905
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 473
▼ 88% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,824 | € 37,488 | € 36,793 | € 23,102 | ▼ 37% |
| Profit after taxes | € 22,054 | € 3,021 | € 790 | € -9,964 | ▼ € 10,754 |
| Equity | € 71,681 | € 74,702 | € 75,492 | € 65,529 | ▼ 13% |
| Total debts | € 269,199 | € 272,617 | € 250,306 | € 219,456 | ▼ 12% |
| Cash | € 5,064 | € 2,524 | € 1,019 | € 1,873 | ▲ 84% |
| Land & buildings | € 292,855 | € 275,597 | € 258,339 | € 242,236 | ▼ 6% |
| Retained profit | € 1,681 | € 4,702 | € 5,492 | € -4,471 | ▼ € 9,964 |
| Bank debt | € 175,079 | € 155,216 | € 134,807 | € 113,835 | ▼ 16% |
| Balance sheet total | € 340,879 | € 347,319 | € 325,799 | € 284,985 | ▼ 13% |
Key figures of SPRL CARMIN GESTION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPRL CARMIN GESTION?
What happened at SPRL CARMIN GESTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,964 (▼ € 10,754 vs 2024). Source: NBB ↗
- New establishment in Soignies. KBO
- Carine MINON became a director. NBB
- Bertrand Jean Cardinal became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 22,054 profit in 2022 to € 9,964 loss in 2025.
Paid € 4,829 in corporate taxes since 2022.
Best year ever: 2022, with € 22,054 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SPRL CARMIN GESTION are Carine MINON and Bertrand Jean Cardinal. Bertrand Jean Cardinal is also behind TRADE and COM, SERVANNES, CAUGEST, MENSIA FIDUCIAIRE and INVEST-LOCATION SERVICES.
Directors
According to the 2025 annual accounts
Carine MINON
Andere functie
since 2015
Bertrand Jean Cardinal
Andere functie
Also active at: TRADE and COM, SERVANNES, CAUGEST, MENSIA FIDUCIAIRE, INVEST-LOCATION SERVICES
since 2015
Establishments
Establishment units
Physical locations of this company
Rue de l' Agace 12
7061 Soignies
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0639.992.637
- VAT number
- BE 0639.992.637
- Registered office
- Rue de l' Agace 12, 7061 Soignies
- Names & denominations
- SPRL CARMIN GESTION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 2015
- Peppol
- Active · Active since 17 Mar 2026
- Activities · NACE
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