Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J.T.O. from Bonheiden, company number BE0639968881, closed financial year 2025 with a result of € -112,855 after tax. For that financial year J.T.O. recorded a gross margin of € -18,318 and equity of € -363,299. Compared with financial year 2023, the result moved from € -97,805 to € -112,855. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -363,299
▼ € 255,237 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -112,855
▼ 15 % more loss than in 2023
Profit after tax over the fiscal year.
€ 12,174
▲ 44% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -391,999.
People and assets in 2025
€ 76,230
▲ 263% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,177
▲ 77% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 22,510
▲ € 17,413 vs 2023
€ 6,125 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 60,893
▲ € 55,994 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 108,262
▲ € 105,910 vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,202 | € 3,651 | € -61,716 | € -18,318 | ▲ € 43,398 |
| Profit after taxes | € -12,558 | € -10,800 | € -97,805 | € -112,855 | ▼ € 15,050 |
| Equity | € 543 | € -10,257 | € -108,062 | € -363,299 | ▼ € 255,237 |
| Total debts | € 165,714 | € 119,190 | € 186,569 | € 472,909 | ▲ 153% |
| Cash | € 5,349 | € 11,499 | € 8,477 | € 12,174 | ▲ 44% |
| Retained profit | € -28,157 | € -38,957 | € -136,762 | € -391,999 | ▼ € 255,237 |
| Bank debt | € 52,126 | € 9,373 | € 5,096 | € 22,510 | ▲ € 17,413 |
| Balance sheet total | € 166,257 | € 108,934 | € 78,507 | € 109,611 | ▲ 40% |
Key figures of J.T.O., fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.T.O.?
What happened at J.T.O. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 112,855. filed late Source: NBB ↗
- New establishment in Bonheiden. KBO
- Katrien Cos became a director. NBB
- Luc Cos became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 12,558 loss in 2021 to € 112,855 loss in 2025.
Paid € 235 in corporate taxes since 2021.
A new publication or filing at J.T.O.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J.T.O. are Katrien Cos and Luc Cos.
Directors
According to the 2025 annual accounts
Katrien Cos
Director
since 2015
Luc Cos
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Oude Schrieksebaan 85A
2820 Bonheiden
Oude Schrieksebaan 85 box A
2820 Bonheiden
Active since 6 October 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0639.968.881
- VAT number
- BE 0639.968.881
- Registered office
- Oude Schrieksebaan 85A, 2820 Bonheiden
- Names & denominations
- J.T.O.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 2015
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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