Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Peppy from Lokeren, company number BE0639880096, closed financial year 2025 with a result of € 850 after tax. For that financial year Peppy recorded a gross margin of € 233,057 and equity of € 12,638. Compared with financial year 2024, the result moved from € -8,150 to € 850. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 24, 2026.
€ 12,638
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 850
▲ still € 8,150 loss in 2024
Profit after tax over the fiscal year.
€ 36,239
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 12,638.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 195,709
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,492
▼ 20% vs 2024
Of which on lease € 1,092.
Debts at end 2025
€ 19,998
▼ 45% vs 2024
Loans from banks and other lenders, long and short.
€ 27,540
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,420
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 356,837 | € 235,033 | € 212,968 | € 233,057 | ▲ 9% |
| Profit after taxes | € 121,564 | € 14,624 | € -8,150 | € 850 | ▲ € 9,000 |
| Equity | € 40,314 | € 19,938 | € 11,788 | € 12,638 | ▲ 7% |
| Total debts | € 245,070 | € 206,139 | € 158,076 | € 119,517 | ▼ 24% |
| Cash | € 135,490 | € 87,215 | € 50,011 | € 36,239 | ▼ 28% |
| Retained profit | € 40,314 | € 19,938 | € 11,788 | € 12,638 | ▲ 7% |
| Dividend | € 102,000 | € 35,000 | € 0 | € 0 | |
| Bank debt | € 80,348 | € 58,575 | € 36,292 | € 19,998 | ▼ 45% |
| Balance sheet total | € 285,383 | € 226,077 | € 169,864 | € 132,155 | ▼ 22% |
Key figures of Peppy, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Peppy?
What happened at Peppy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 850. Source: NBB ↗
- Siraa BV became a director. NBB
- Andreas Verougstraete became a director. NBB
- New establishment in Lokeren. KBO
- Start of the company according to the CBE. KBO
In short
From € 121,564 profit in 2022 to € 850 profit in 2025.
Paid € 57,519 in corporate taxes since 2022.
Best year ever: 2022, with € 121,564 profit.
Paid out € 137,000 in dividends to the owners in total.
A new publication or filing at Peppy? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Siraa comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PeppyBehind Peppy are Siraa BV and Andreas Verougstraete. The shares are held by Siraa (100%).
Establishments
Establishment units
Physical locations of this company
Gentse Steenweg 136
9160 Lokeren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
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€ -6,116 gross margin · 2025
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Domain
Domain
raamfood.be
Registered
2015-07-09
Website info
Features
Security
Network
Details
- Company number
- 0639.880.096
- VAT number
- BE 0639.880.096
- Registered office
- Gentse Steenweg 136, 9160 Lokeren
- Names & denominations
- Peppy · Raam, Raam Food en Resto Raam
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 October 2015
- Peppol
- Active · Active since 30 Jun 2025
- Contact
- raamfood.be [email protected] 0475753175
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Organisatie van congressen en beurzen
Overige vormen van onderwijs
Verhuur en lease van vaat- en glaswerk, keuken- en tafelgerei, elektrische huishoudapparaten en andere huishoudelijke benodigdheden
Cateringdiensten op contractbasis en overige diensten in verband met maaltijden
Eetgelegenheden met beperkte bediening
+1