Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DECHAMPS & FILLE from Yvoir, company number BE0639825658, closed financial year 2025 with a result of € 36,660 after tax. For that financial year DECHAMPS & FILLE recorded a gross margin of € 183,481 and equity of € 124,466. Compared with financial year 2024, the result moved from € 10,247 to € 36,660. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 124,466
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,660
▲ 258% vs 2024
Profit after tax over the fiscal year.
€ 43,814
Cash and bank balances on the last day of the fiscal year.
€ 10,000 paid out
27 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 75,537
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,739
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 154,728
▼ 23% vs 2024
€ 57,079 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 32,035
▼ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,777
▲ 22% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 106,101 | € 125,445 | € 150,004 | € 183,481 | ▲ 22% |
| Profit after taxes | € 12,116 | € 19,231 | € 10,247 | € 36,660 | ▲ 258% |
| Equity | € 78,307 | € 95,059 | € 97,806 | € 124,466 | ▲ 27% |
| Total debts | € 402,675 | € 324,283 | € 326,793 | € 257,845 | ▼ 21% |
| Cash | € 50,671 | € 27,793 | € 43,900 | € 43,814 | |
| Land & buildings | € 320,515 | € 303,767 | € 287,020 | € 270,273 | ▼ 6% |
| Retained profit | € 57,078 | € 76,309 | € 79,056 | € 105,716 | ▲ 34% |
| Dividend | € 12,000 | € 0 | € 7,500 | € 10,000 | ▲ 33% |
| Bank debt | € 263,826 | € 222,707 | € 201,440 | € 154,728 | ▼ 23% |
| Balance sheet total | € 480,982 | € 419,342 | € 424,600 | € 382,311 | ▼ 10% |
Key figures of DECHAMPS & FILLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DECHAMPS & FILLE?
What happened at DECHAMPS & FILLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 36,660 (▲ 258% vs 2024). Source: NBB ↗
- New establishment in Yvoir. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,116 profit in 2022 to € 36,660 profit in 2025.
Paid € 25,006 in corporate taxes since 2022.
Best year ever: 2025, with € 36,660 profit.
Paid out € 29,500 in dividends to the owners in total.
Management
Behind DECHAMPS & FILLE are Charles REYTER, Alain DECHAMPS, Vérone LEBRUN and Florine DECHAMPS.
Directors
According to the 2025 annual accounts
Charles REYTER
Director
Alain DECHAMPS
Director
Vérone LEBRUN
Director
Florine DECHAMPS
Director
Establishments
Establishment units
Physical locations of this company
Rue du Baty-de-Crock, Durnal 3
5530 Yvoir
Chaussée de Dinant 27
5530 Yvoir
Active since 1 October 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0639.825.658
- VAT number
- BE 0639.825.658
- Registered office
- Rue du Baty-de-Crock, Durnal 3, 5530 Yvoir
- Names & denominations
- DECHAMPS & FILLE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 October 2015
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk