Active · per the CBE, 18 September 2026

Pajotfin

BE0639764092

Rechtspersoon Private limited company 1 establishment

Pajotfin is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 30 September 2015, 1 establishment.

Bruinsbroekstraat 24B, 1570 Pajottegem

Behind the company: C.K Consult BV, Derko CommV, Mauvafin BV, Vincent Thesin Finance BV+1.

Active for

10 year, 11 months

Financials

Financial year 2025

Pajotfin from Pajottegem, company number BE0639764092, closed financial year 2025 with a result of € 50,103 after tax. For that financial year Pajotfin recorded a gross margin of € 894,560 and equity of € 255,481. Compared with financial year 2024, the result moved from € 154,236 to € 50,103. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.

What it is worth Healthy

€ 255,481

▼ 29% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 50,103

▼ 68% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 291,500

▼ 33% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 156,337 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

9.9

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 799,578

▲ 3% vs 2024

€ 80,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 3,333

▲ 31% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3,207

▲ 39% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 82,334

▼ 20% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 770,144 € 840,468 € 1,013,988 € 894,560 ▼ 12%
Profit after taxes € 67,077 € 46,457 € 154,236 € 50,103 ▼ 68%
Equity € 207,479 € 253,937 € 361,715 € 255,481 ▼ 29%
Total debts € 82,953 € 84,079 € 107,782 € 88,952 ▼ 17%
Cash € 236,154 € 279,369 € 436,552 € 291,500 ▼ 33%
Retained profit € 188,879 € 235,337 € 343,115 € 236,881 ▼ 31%
Dividend € 0 € 0 € 46,457 € 156,337 ▲ 237%
Bank debt € 7,573 € 7,646 € 2,537 € 3,333 ▲ 31%
Balance sheet total € 290,432 € 338,016 € 469,497 € 344,433 ▼ 27%
Employees (FTE) - - 9.7 9.9 ▲ 0.2

Key figures of Pajotfin, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Pajotfin?

What happened at Pajotfin in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 50,103 (▼ 68% vs 2024). Source: NBB ↗
  • New establishment in Geraardsbergen. KBO
  • Start of the company according to the CBE. KBO

In short

From € 67,077 profit in 2022 to € 50,103 profit in 2025.

Paid € 207,441 in corporate taxes since 2022.

Best year ever: 2024, with € 154,236 profit.

On average € 90,400 of value added per employee in 2025.

Management

The stake of C.K CONSULT, Mauvafin, VINCENT THESIN FINANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Pajotfin

Behind Pajotfin are C.K Consult BV, Derko CommV, Mauvafin BV, Vincent Thesin Finance BV and RONEL BV. The shares are held by C.K CONSULT (25%), Mauvafin (25%) and VINCENT THESIN FINANCE (25%).

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Directors

According to the 2025 annual accounts

C.K Consult BV

Director · represented by Kim Claus

Derko CommV

Director · represented by Koen Derijst

Mauvafin BV

Director · represented by Kevin Aerts

Vincent Thesin Finance BV

Director · represented by Vincent Thesin

RONEL BV

Director · represented by Igor Elias

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Bruinsbroekstraat 24B

1570 Pajottegem

2.314.454.444

Lessensestraat 58

9500 Geraardsbergen

Active since 22 March 2021

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0639.764.092
VAT number
BE 0639.764.092
Registered office
Bruinsbroekstraat 24B, 1570 Pajottegem
Names & denominations
Pajotfin
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
30 September 2015
Peppol
Active · Active since 27 Jun 2025
Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does Pajotfin do?
Pajotfin is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 30 September 2015, 1 establishment.
What is the address of Pajotfin?
The registered office of Pajotfin is located at Bruinsbroekstraat 24B, 1570 Pajottegem.
Is Pajotfin still active?
Yes. According to the CBE (18 September 2026) Pajotfin is active, legal situation “Normale toestand”, started on 30 September 2015.
Is Pajotfin registered on Peppol?
Yes, Pajotfin is registered on the Peppol network with ID 0208:0639764092.
What is the enterprise number of Pajotfin?
The enterprise number of Pajotfin is BE0639764092.
When was Pajotfin founded?
Pajotfin was founded on 30 September 2015.