Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2022; threshold 65 %.
-
Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2022
STEPH CONSTRUCT & FILS from Mons, company number BE0638926033, closed financial year 2022 with a result of € 15,911 after tax. For that financial year STEPH CONSTRUCT & FILS recorded a gross margin of € 41,851 and equity of € -13,516. Compared with financial year 2021, the result moved from € -51,119 to € 15,911. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2023.
€ -13,516
▲ € 15,911 vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,911
▲ still € 51,119 loss in 2021
Profit after tax over the fiscal year.
€ 508
▲ 36% vs 2021
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2022. Retained profit grew to € -25,916.
People and assets in 2022
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 21,542
▼ 80% vs 2021
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2022
None
No bank loans on the last day of the fiscal year.
€ 13,931
▲ 18% vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 6,184
▼ 76% vs 2021
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € 66,166 | € 41,851 | ▼ 37% |
| Profit after taxes | € -51,119 | € 15,911 | ▲ € 67,030 |
| Equity | € -29,427 | € -13,516 | ▲ € 15,911 |
| Total debts | € 37,752 | € 20,651 | ▼ 45% |
| Cash | € 373 | € 508 | ▲ 36% |
| Retained profit | € -41,827 | € -25,916 | ▲ € 15,911 |
| Balance sheet total | € 8,325 | € 7,135 | ▼ 14% |
Key figures of STEPH CONSTRUCT & FILS, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to STEPH CONSTRUCT & FILS?
What happened at STEPH CONSTRUCT & FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
STEPH CONSTRUCT & FILS is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2022: profit of € 15,911. filed late Source: NBB ↗
- STEPHANE BOITE became a director. NBB
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,119 loss in 2021 to € 15,911 profit in 2022.
Best year ever: 2022, with € 15,911 profit.
A new publication or filing at STEPH CONSTRUCT & FILS? We notify you, reason included.
Follow STEPH CONSTRUCT & FILSDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPH CONSTRUCT & FILS is STEPHANE BOITE.
Directors
According to the 2022 annual accounts
STEPHANE BOITE
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Place A. Bastien (G.) 13
7011 Mons
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0638.926.033
- VAT number
- BE 0638.926.033
- Registered office
- Place A. Bastien (G.) 13, 7011 Mons
- Names & denominations
- STEPH CONSTRUCT & FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 28 September 2015
- Peppol
- Not registered
- Activities · NACE
Algemene bouw van andere niet-residentiële gebouwen