Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SC-Finance from Aartselaar, company number BE0638843384, closed financial year 2025 with a result of € 191,087 after tax. For that financial year SC-Finance recorded a gross margin of € 281,327 and equity of € 50,405. Compared with financial year 2024, the result moved from € 230,550 to € 191,087. The company is profitable. The buffer shrank hard: equity is 67 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ 50,405
▼ 67% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 191,087
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 92,806
▲ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 291,637 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 2,047
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 216,595
▼ 7% vs 2024
€ 12,521 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 55
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,446
▲ 114% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 159,000 | - | - | - | |
| Gross margin | € 68,346 | € 135,186 | € 369,398 | € 281,327 | ▼ 24% |
| Profit after taxes | € 34,136 | € 89,463 | € 230,550 | € 191,087 | ▼ 17% |
| Equity | € 63,930 | € 138,393 | € 150,955 | € 50,405 | ▼ 67% |
| Total debts | € 30,294 | € 278,952 | € 350,320 | € 458,827 | ▲ 31% |
| Cash | € 35,141 | € 30,372 | € 62,282 | € 92,806 | ▲ 49% |
| Land & buildings | - | € 340,068 | € 288,498 | € 277,998 | ▼ 4% |
| Retained profit | € 45,380 | € 119,843 | € 132,405 | € 31,855 | ▼ 76% |
| Dividend | € 83,948 | € 15,000 | € 217,988 | € 291,637 | ▲ 34% |
| Bank debt | € 20,602 | € 252,440 | € 232,735 | € 216,595 | ▼ 7% |
| Balance sheet total | € 94,224 | € 417,345 | € 501,275 | € 509,232 | ▲ 2% |
Key figures of SC-Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SC-Finance?
What happened at SC-Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 191,087 (▼ 17% vs 2024). Source: NBB ↗
- New establishment in Aartselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,136 profit in 2022 to € 191,087 profit in 2025.
Paid € 176,443 in corporate taxes since 2022.
Best year ever: 2024, with € 230,550 profit.
Paid out € 608,573 in dividends to the owners in total.
A new publication or filing at SC-Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SC-Finance is SOPHIE CHOME. SOPHIE CHOME is also behind Proctifin.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
John F. Kennedylaan 14
2630 Aartselaar
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0638.843.384
- VAT number
- BE 0638.843.384
- Registered office
- John F. Kennedylaan 14, 2630 Aartselaar
- Names & denominations
- SC-Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 September 2015
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten