What does SC-Finance do?

SC-Finance is an accounting firm in Aartselaar. Private Limited, started on 25 September 2015, 1 establishment.

What is the address of SC-Finance?

The registered office of SC-Finance is located at John F. Kennedylaan 14, 2630 Aartselaar.

Is SC-Finance still active?

Yes. According to the CBE (30 October 2026) SC-Finance is active, legal situation “Normale toestand”, started on 25 September 2015.

Is SC-Finance registered on Peppol?

Yes, SC-Finance is registered on the Peppol network with ID 0208:0638843384.

What is the enterprise number of SC-Finance?

The enterprise number of SC-Finance is BE0638843384.

When was SC-Finance founded?

SC-Finance was founded on 25 September 2015.

Who are the directors of SC-Finance?

According to the 2025 annual accounts, the directors of SC-Finance are: SOPHIE CHOME.

Is SC-Finance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 25 September 2015; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did SC-Finance make in 2025?

SC-Finance posted a profit after taxes of € 191,087 in financial year 2025.

What is the revenue of SC-Finance?

As a small company, SC-Finance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 281,327.

SC-Finance (Private Limited) - Aartselaar - BE0638843384

Dossier SC-Finance, printed on 30 October 2026 from databakkes.be/en/0638843384/sc-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

SC-Finance from Aartselaar, company number BE0638843384, closed financial year 2025 with a result of € 191,087 after tax. For that financial year SC-Finance recorded a gross margin of € 281,327 and equity of € 50,405. Compared with financial year 2024, the result moved from € 230,550 to € 191,087. The company is profitable. The buffer shrank hard: equity is 67 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.

What it is worth Shrank hard

€ 50,405

▼ 67% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 191,087

▼ 17% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 92,806

▲ 49% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 291,637 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Vehicles and equipment

€ 2,047

▼ 46% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 17 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 216,595

▼ 7% vs 2024

€ 12,521 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.

Owed to suppliers

€ 55

▲ 7% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 37,446

▲ 114% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 159,000 Revenue 2022: € 159,000 First fiscal year in the series	-	-	-
Gross margin	€ 68,346 Gross margin 2022: € 68,346 First fiscal year in the series	€ 135,186 Gross margin 2023: € 135,186 ▲ 98% vs 2022 (€ 68,346) Favourable step	€ 369,398 Gross margin 2024: € 369,398 ▲ 173% vs 2023 (€ 135,186) Favourable step	€ 281,327 Gross margin 2025: € 281,327 ▼ 24% vs 2024 (€ 369,398) Unfavourable step	▼ 24%
Profit after taxes	€ 34,136 Profit after taxes 2022: € 34,136 First fiscal year in the series	€ 89,463 Profit after taxes 2023: € 89,463 ▲ 162% vs 2022 (€ 34,136) Favourable step	€ 230,550 Profit after taxes 2024: € 230,550 ▲ 158% vs 2023 (€ 89,463) Favourable step	€ 191,087 Profit after taxes 2025: € 191,087 ▼ 17% vs 2024 (€ 230,550) Unfavourable step	▼ 17%
Equity	€ 63,930 Equity 2022: € 63,930 First fiscal year in the series	€ 138,393 Equity 2023: € 138,393 ▲ 116% vs 2022 (€ 63,930) Favourable step	€ 150,955 Equity 2024: € 150,955 ▲ 9% vs 2023 (€ 138,393) Favourable step	€ 50,405 Equity 2025: € 50,405 ▼ 67% vs 2024 (€ 150,955) Unfavourable step	▼ 67%
Total debts	€ 30,294 Total debts 2022: € 30,294 First fiscal year in the series	€ 278,952 Total debts 2023: € 278,952 ▲ € 248,657 vs 2022 (€ 30,294) Unfavourable step	€ 350,320 Total debts 2024: € 350,320 ▲ 26% vs 2023 (€ 278,952) Unfavourable step	€ 458,827 Total debts 2025: € 458,827 ▲ 31% vs 2024 (€ 350,320) Unfavourable step	▲ 31%
Cash	€ 35,141 Cash 2022: € 35,141 First fiscal year in the series	€ 30,372 Cash 2023: € 30,372 ▼ 14% vs 2022 (€ 35,141) Unfavourable step	€ 62,282 Cash 2024: € 62,282 ▲ 105% vs 2023 (€ 30,372) Favourable step	€ 92,806 Cash 2025: € 92,806 ▲ 49% vs 2024 (€ 62,282) Favourable step	▲ 49%
Land & buildings	-	€ 340,068 Land & buildings 2023: € 340,068 First fiscal year in the series	€ 288,498 Land & buildings 2024: € 288,498 ▼ 15% vs 2023 (€ 340,068) Unchanged	€ 277,998 Land & buildings 2025: € 277,998 ▼ 4% vs 2024 (€ 288,498) Unchanged	▼ 4%
Retained profit	€ 45,380 Retained profit 2022: € 45,380 First fiscal year in the series	€ 119,843 Retained profit 2023: € 119,843 ▲ 164% vs 2022 (€ 45,380) Favourable step	€ 132,405 Retained profit 2024: € 132,405 ▲ 10% vs 2023 (€ 119,843) Favourable step	€ 31,855 Retained profit 2025: € 31,855 ▼ 76% vs 2024 (€ 132,405) Unfavourable step	▼ 76%
Dividend	€ 83,948 Dividend 2022: € 83,948 First fiscal year in the series	€ 15,000 Dividend 2023: € 15,000 ▼ 82% vs 2022 (€ 83,948) Unchanged	€ 217,988 Dividend 2024: € 217,988 ▲ € 202,988 vs 2023 (€ 15,000) Unchanged	€ 291,637 Dividend 2025: € 291,637 ▲ 34% vs 2024 (€ 217,988) Unchanged	▲ 34%
Bank debt	€ 20,602 Bank debt 2022: € 20,602 First fiscal year in the series	€ 252,440 Bank debt 2023: € 252,440 ▲ € 231,838 vs 2022 (€ 20,602) Unfavourable step	€ 232,735 Bank debt 2024: € 232,735 ▼ 8% vs 2023 (€ 252,440) Favourable step	€ 216,595 Bank debt 2025: € 216,595 ▼ 7% vs 2024 (€ 232,735) Favourable step	▼ 7%
Balance sheet total	€ 94,224 Balance sheet total 2022: € 94,224 First fiscal year in the series	€ 417,345 Balance sheet total 2023: € 417,345 ▲ € 323,120 vs 2022 (€ 94,224) Unchanged	€ 501,275 Balance sheet total 2024: € 501,275 ▲ 20% vs 2023 (€ 417,345) Unchanged	€ 509,232 Balance sheet total 2025: € 509,232 ▲ 2% vs 2024 (€ 501,275) Unchanged	▲ 2%

Key figures of SC-Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SC-Finance?

What happened at SC-Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 23, 2026 New annual accounts for financial year 2025: profit of € 191,087 (▼ 17% vs 2024). Source: NBB ↗
Sep 25, 2015 New establishment in Aartselaar. KBO
Sep 25, 2015 Start of the company according to the CBE. KBO

In short

From € 34,136 profit in 2022 to € 191,087 profit in 2025.

Paid € 176,443 in corporate taxes since 2022.

Best year ever: 2024, with € 230,550 profit.

Paid out € 608,573 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

SOPHIE CHOME

SC-Finance

Proctifin

Behind SC-Finance is SOPHIE CHOME. SOPHIE CHOME is also behind Proctifin.

Directors

According to the 2025 annual accounts

SOPHIE CHOME

Manager

Also active at: Proctifin

Establishments

Establishment units

Physical locations of this company

Registered office

John F. Kennedylaan 14

2630 Aartselaar

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

GOLDPHIELD

€ 9,099 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0638.843.384

VAT number

BE 0638.843.384

Registered office

John F. Kennedylaan 14, 2630 Aartselaar

Names & denominations

SC-Finance

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

25 September 2015

Peppol

Active · Active since 27 Mar 2026

Activities · NACE

Activiteiten van (gecertificeerde) (fiscaal) accountants

Boekhouders en boekhouders-fiscalisten

View on CBE Public ↗ Annual accounts (NBB) ↗

SC-Finance

Warning lights

Financials

What happened to SC-Finance?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions