Active · per the CBE, 2 November 2026

ISOL-TOIT

BE0638816660

Rechtspersoon Private limited company 1 establishment

ISOL-TOIT is a specialised building contractor in La Louvière. Private Limited, started on 24 September 2015, 1 establishment.

Avenue de la Mutualité(PAU) 8, 7100 La Louvière 064337721

Behind the company: Pascal Clément .

Active for

11 year, 1 month

Financials

Financial year 2025

ISOL-TOIT from La Louvière, company number BE0638816660, closed financial year 2025 with a result of € 72,674 after tax. For that financial year ISOL-TOIT recorded a gross margin of € 199,817 and equity of € 20,991. Compared with financial year 2024, the result moved from € -13,614 to € 72,674. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Growing

€ 20,991

▲ € 72,674 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 72,674

▲ still € 13,614 loss in 2024

Profit after tax over the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 14,791.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 83,690

▲ 69% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 406

▼ 77% vs 2024

Of which on lease € 345.

Debts at end 2025

Bank debt ≈ 1 years to go

€ 30,943

▼ 24% vs 2024

€ 19,379 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 141,020

▲ 24% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 21,745

▲ 98% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 86,730 € 43,962 € 77,561 € 199,817 ▲ 158%
Profit after taxes € 4,994 € -57,402 € -13,614 € 72,674 ▲ € 86,288
Equity € 19,335 € -38,068 € -51,682 € 20,991 ▲ € 72,674
Total debts € 184,788 € 196,908 € 182,553 € 200,066 ▲ 10%
Cash € 3,515 - - -
Land & buildings € 352 € 293 € 235 € 176 ▼ 25%
Retained profit € 13,135 € -44,268 € -57,882 € 14,791 ▲ € 72,674
Bank debt € 57,554 € 70,359 € 40,478 € 30,943 ▼ 24%
Balance sheet total € 204,123 € 158,840 € 130,871 € 221,057 ▲ 69%

Key figures of ISOL-TOIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ISOL-TOIT?

What happened at ISOL-TOIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 72,674. Source: NBB ↗
  • New establishment in La Louvière. KBO
  • Start of the company according to the CBE. KBO

In short

From € 4,994 profit in 2022 to € 72,674 profit in 2025.

Paid € 17,469 in corporate taxes since 2022.

Best year ever: 2025, with € 72,674 profit.

Management

Pascal Clément
ISOL-TOIT

Behind ISOL-TOIT is Pascal Clément .

Directors

According to the 2025 annual accounts

Pascal Clément

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue de la Mutualité(PAU) 8

7100 La Louvière

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0638.816.660
VAT number
BE 0638.816.660
Registered office
Avenue de la Mutualité(PAU) 8, 7100 La Louvière
Names & denominations
ISOL-TOIT
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
24 September 2015
Peppol
Active · Active since 27 Oct 2025
Contact
064337721
Activities · NACE

Dakwerkzaamheden

Installatie van isolatie

Isolatiewerkzaamheden

Landschapsverzorging

Frequently asked questions

What does ISOL-TOIT do?
ISOL-TOIT is a specialised building contractor in La Louvière. Private Limited, started on 24 September 2015, 1 establishment.
What is the address of ISOL-TOIT?
The registered office of ISOL-TOIT is located at Avenue de la Mutualité(PAU) 8, 7100 La Louvière.
Is ISOL-TOIT still active?
Yes. According to the CBE (2 November 2026) ISOL-TOIT is active, legal situation “Normale toestand”, started on 24 September 2015.
Is ISOL-TOIT registered on Peppol?
Yes, ISOL-TOIT is registered on the Peppol network with ID 0208:0638816660.
What is the enterprise number of ISOL-TOIT?
The enterprise number of ISOL-TOIT is BE0638816660.
When was ISOL-TOIT founded?
ISOL-TOIT was founded on 24 September 2015.