Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
S & D CONSTRUCT from Gavere, company number BE0637913570, closed financial year 2025 with a result of € -92,093 after tax. For that financial year S & D CONSTRUCT recorded a gross margin of € 68,288 and equity of € 42,172. Compared with financial year 2024, the result moved from € -26,399 to € -92,093. The company made a loss. The buffer shrank hard: equity is 69 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 42,172
▼ 69% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -92,093
▼ 249 % more loss than in 2024
Profit after tax over the fiscal year.
€ 10,725
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 35,972.
People and assets in 2025
€ 108,842
▼ 21% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 22,290
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 226,151
▼ 15% vs 2024
€ 28,035 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 2,758
▼ 73% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,892
▼ 54% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 227,181 | € 221,634 | € 160,127 | € 68,288 | ▼ 57% |
| Profit after taxes | € 9,865 | € 25,847 | € -26,399 | € -92,093 | ▼ € 65,694 |
| Equity | € 136,417 | € 160,664 | € 134,265 | € 42,172 | ▼ 69% |
| Total debts | € 309,205 | € 297,795 | € 283,125 | € 232,232 | ▼ 18% |
| Cash | € 71,428 | € 32,680 | € 43,578 | € 10,725 | ▼ 75% |
| Land & buildings | € 255,628 | € 237,357 | € 215,105 | € 193,748 | ▼ 10% |
| Retained profit | € 130,217 | € 154,464 | € 128,065 | € 35,972 | ▼ 72% |
| Dividend | € 1,600 | € 1,600 | € 0 | € 0 | |
| Bank debt | € 265,789 | € 275,108 | € 266,139 | € 226,151 | ▼ 15% |
| Balance sheet total | € 445,622 | € 458,459 | € 417,390 | € 274,404 | ▼ 34% |
Key figures of S & D CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S & D CONSTRUCT?
What happened at S & D CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 92,093. Source: NBB ↗
- Debby Antone became a director. NBB
- New establishment in Gavere. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,865 profit in 2022 to € 92,093 loss in 2025.
Paid € 14,892 in corporate taxes since 2022.
Best year ever: 2023, with € 25,847 profit.
Paid out € 3,200 in dividends to the owners in total.
Management
Behind S & D CONSTRUCT are Debby Antone and Svenny Van Lancker.
Directors
According to the 2025 annual accounts
Debby Antone
Director
since 2017
Svenny Van Lancker
Director
Establishments
Establishment units
Physical locations of this company
Legen Heirweg 54
9890 Gavere
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
AMAZON-02 - Amazon.com, Inc., US
Website info
Features
Security
Network
Details
- Company number
- 0637.913.570
- VAT number
- BE 0637.913.570
- Registered office
- Legen Heirweg 54, 9890 Gavere
- Names & denominations
- S & D CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 September 2015
- Peppol
- Active · Active since 28 Oct 2025
- Contact
- sdconstruct.be
- Activities · NACE
Schrijnwerk
Overige werkzaamheden in verband met de afwerking van gebouwen
Metselwerk
Installatie van isolatie
Vervaardiging van metalen constructiewerken en delen daarvan
Glaszetten
Dakwerkzaamheden
Algemene elektrotechnische installatiewerken
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