What does L'Espoir Immobilier do?

L'Espoir Immobilier is registered with the CBE as active in: Handel in eigen onroerend goed. Private Limited, started on 15 September 2015, 1 establishment.

What is the address of L'Espoir Immobilier?

The registered office of L'Espoir Immobilier is located at Rue Léopold 251, 6061 Charleroi.

Is L'Espoir Immobilier still active?

Yes. According to the CBE (1 October 2026) L'Espoir Immobilier is active, legal situation “Normale toestand”, started on 15 September 2015.

Is L'Espoir Immobilier registered on Peppol?

Yes, L'Espoir Immobilier is registered on the Peppol network with ID 0208:0637779057.

What is the enterprise number of L'Espoir Immobilier?

The enterprise number of L'Espoir Immobilier is BE0637779057.

When was L'Espoir Immobilier founded?

L'Espoir Immobilier was founded on 15 September 2015.

Who are the directors of L'Espoir Immobilier?

According to the 2025 annual accounts, the directors of L'Espoir Immobilier are: Letizia Di Bennardo, Michaël Barbaduomo.

Is L'Espoir Immobilier a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 September 2015; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did L'Espoir Immobilier make in 2025?

L'Espoir Immobilier posted a profit after taxes of € 1,778 in financial year 2025.

What is the revenue of L'Espoir Immobilier?

As a small company, L'Espoir Immobilier is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 9,847.

Does L'Espoir Immobilier have a website?

Yes, L'Espoir Immobilier has a website at creago.be.

L'Espoir Immobilier (Private Limited) - Charleroi

Dossier L'Espoir Immobilier, printed on 1 October 2026 from databakkes.be/en/0637779057/l-espoir-immobilier. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

L'Espoir Immobilier from Charleroi, company number BE0637779057, closed financial year 2025 with a result of € 1,778 after tax. For that financial year L'Espoir Immobilier recorded a gross margin of € 9,847 and equity of € 17,397. Compared with financial year 2024, the result moved from € 10,806 to € 1,778. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.

What it is worth Growing

€ 17,397

▲ 11% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 1,778

▼ 84% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 29,658

▲ 79% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -1,203.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 16,488

▲ 50% vs 2024

€ 6,333 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 13,910

▲ 191% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 1,755

▼ 58% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -4,776 Gross margin 2022: € -4,776 First fiscal year in the series	€ -1,485 Gross margin 2023: € -1,485 ▲ € 3,291 vs 2022 (€ -4,776) Favourable step	€ 15,433 Gross margin 2024: € 15,433 ▲ € 16,918 vs 2023 (€ -1,485) Favourable step	€ 9,847 Gross margin 2025: € 9,847 ▼ 36% vs 2024 (€ 15,433) Unfavourable step	▼ 36%
Profit after taxes	€ -18,862 Profit after taxes 2022: € -18,862 First fiscal year in the series	€ -16,178 Profit after taxes 2023: € -16,178 ▲ € 2,684 vs 2022 (€ -18,862) Favourable step	€ 10,806 Profit after taxes 2024: € 10,806 ▲ € 26,984 vs 2023 (€ -16,178) Favourable step	€ 1,778 Profit after taxes 2025: € 1,778 ▼ 84% vs 2024 (€ 10,806) Unfavourable step	▼ 84%
Equity	€ 20,991 Equity 2022: € 20,991 First fiscal year in the series	€ 4,813 Equity 2023: € 4,813 ▼ 77% vs 2022 (€ 20,991) Unfavourable step	€ 15,619 Equity 2024: € 15,619 ▲ 225% vs 2023 (€ 4,813) Favourable step	€ 17,397 Equity 2025: € 17,397 ▲ 11% vs 2024 (€ 15,619) Favourable step	▲ 11%
Total debts	€ 46,185 Total debts 2022: € 46,185 First fiscal year in the series	€ 52,331 Total debts 2023: € 52,331 ▲ 13% vs 2022 (€ 46,185) Unfavourable step	€ 32,591 Total debts 2024: € 32,591 ▼ 38% vs 2023 (€ 52,331) Favourable step	€ 64,065 Total debts 2025: € 64,065 ▲ 97% vs 2024 (€ 32,591) Unfavourable step	▲ 97%
Cash	€ 20,356 Cash 2022: € 20,356 First fiscal year in the series	€ 16,507 Cash 2023: € 16,507 ▼ 19% vs 2022 (€ 20,356) Unfavourable step	€ 16,590 Cash 2024: € 16,590 ▲ 1% vs 2023 (€ 16,507) Favourable step	€ 29,658 Cash 2025: € 29,658 ▲ 79% vs 2024 (€ 16,590) Favourable step	▲ 79%
Land & buildings	€ 31,995 Land & buildings 2022: € 31,995 First fiscal year in the series	€ 30,394 Land & buildings 2023: € 30,394 ▼ 5% vs 2022 (€ 31,995) Unchanged	€ 28,792 Land & buildings 2024: € 28,792 ▼ 5% vs 2023 (€ 30,394) Unchanged	€ 27,190 Land & buildings 2025: € 27,190 ▼ 6% vs 2024 (€ 28,792) Unchanged	▼ 6%
Retained profit	€ 2,391 Retained profit 2022: € 2,391 First fiscal year in the series	€ -13,787 Retained profit 2023: € -13,787 ▼ € 16,178 vs 2022 (€ 2,391) Unfavourable step	€ -2,981 Retained profit 2024: € -2,981 ▲ € 10,806 vs 2023 (€ -13,787) Favourable step	€ -1,203 Retained profit 2025: € -1,203 ▲ € 1,778 vs 2024 (€ -2,981) Favourable step	▲ € 1,778
Bank debt	€ 31,177 Bank debt 2022: € 31,177 First fiscal year in the series	€ 19,191 Bank debt 2023: € 19,191 ▼ 38% vs 2022 (€ 31,177) Favourable step	€ 10,998 Bank debt 2024: € 10,998 ▼ 43% vs 2023 (€ 19,191) Favourable step	€ 16,488 Bank debt 2025: € 16,488 ▲ 50% vs 2024 (€ 10,998) Unfavourable step	▲ 50%
Balance sheet total	€ 67,176 Balance sheet total 2022: € 67,176 First fiscal year in the series	€ 57,143 Balance sheet total 2023: € 57,143 ▼ 15% vs 2022 (€ 67,176) Unchanged	€ 48,210 Balance sheet total 2024: € 48,210 ▼ 16% vs 2023 (€ 57,143) Unchanged	€ 81,462 Balance sheet total 2025: € 81,462 ▲ 69% vs 2024 (€ 48,210) Unchanged	▲ 69%

Key figures of L'Espoir Immobilier, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to L'Espoir Immobilier?

What happened at L'Espoir Immobilier in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 29, 2026 New annual accounts for financial year 2025: profit of € 1,778 (▼ 84% vs 2024). Source: NBB ↗
Sep 17, 2015 New establishment in Charleroi. KBO
Sep 15, 2015 Start of the company according to the CBE. KBO
2015 Letizia Di Bennardo became a director. NBB
2015 Michaël Barbaduomo became a director. NBB

In short

From € 18,862 loss in 2022 to € 1,778 profit in 2025.

Paid € 4,333 in corporate taxes since 2022.

Best year ever: 2024, with € 10,806 profit.

Original PDFs at the National Bank ↗

A new publication or filing at L'Espoir Immobilier? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Letizia Di Bennardo Michaël Barbaduomo

L'Espoir Immobilier

Behind L'Espoir Immobilier are Letizia Di Bennardo and Michaël Barbaduomo.

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Directors

According to the 2025 annual accounts

Letizia Di Bennardo

Director

since 2015

Michaël Barbaduomo

Director

since 2015

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Léopold 251

6061 Charleroi

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS creago.be

Technologies

ASP.NETBootstrapFont AwesomeGoogle AnalyticsGoogle FontsIISLightboxOwl CarouselUIKitjQueryjQuery UI

Website info

HTTPS Ja

Features

Newsletter Contact page

Details

Company number: 0637.779.057
VAT number: BE 0637.779.057
Registered office: Rue Léopold 251, 6061 Charleroi
Names & denominations: L'Espoir Immobilier
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 15 September 2015
Peppol: Active · Active since 1 Jan 2001
Contact: creago.be
Activities · NACE: Handel in eigen onroerend goed

View on CBE Public ↗ Annual accounts (NBB) ↗