Financials
Financial year 2025
YOUR SAVINGS from Hoeilaart, company number BE0637723233, closed financial year 2025 with a result of € 13,028 after tax. For that financial year YOUR SAVINGS recorded a gross margin of € 25,530 and equity of € 112,255. Compared with financial year 2024, the result moved from € -1,517 to € 13,028. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 112,255
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,028
▲ still € 1,517 loss in 2024
Profit after tax over the fiscal year.
€ 17,666
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 106,055.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 4,647
▼ 22% vs 2024
Of which on lease € 2,578.
Debts at end 2025
€ 13,440
▼ 29% vs 2024
€ 9,049 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 842
▼ 80% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,608
▼ 78% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,560 | € 52,191 | € 6,334 | € 25,530 | ▲ € 19,196 |
| Profit after taxes | € 4,593 | € 33,495 | € -1,517 | € 13,028 | ▲ € 14,545 |
| Equity | € 68,713 | € 100,744 | € 99,227 | € 112,255 | ▲ 13% |
| Total debts | € 68,903 | € 40,773 | € 46,662 | € 23,639 | ▼ 49% |
| Cash | € 10,727 | € 21,625 | € 18,364 | € 17,666 | ▼ 4% |
| Retained profit | € 62,513 | € 94,544 | € 93,027 | € 106,055 | ▲ 14% |
| Dividend | € 0 | € 1,464 | € 0 | € 0 | |
| Bank debt | € 29,039 | € 24,592 | € 18,888 | € 13,440 | ▼ 29% |
| Balance sheet total | € 137,616 | € 141,517 | € 145,888 | € 135,894 | ▼ 7% |
Key figures of YOUR SAVINGS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YOUR SAVINGS?
What happened at YOUR SAVINGS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,028. Source: NBB ↗
- New establishment in Hoeilaart. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,593 profit in 2022 to € 13,028 profit in 2025.
Paid € 27,532 in corporate taxes since 2022.
Best year ever: 2023, with € 33,495 profit.
Paid out € 1,464 in dividends to the owners in total.
Management
Behind YOUR SAVINGS is CHRISTOPHE JONCKHEERE.
Directors
According to the 2025 annual accounts
CHRISTOPHE JONCKHEERE
Director
Establishments
Establishment units
Physical locations of this company
Vriendschapstraat 27
1560 Hoeilaart
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0637.723.233
- VAT number
- BE 0637.723.233
- Registered office
- Vriendschapstraat 27, 1560 Hoeilaart
- Names & denominations
- YOUR SAVINGS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2015
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
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