Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIBO CONSTRUCT from Kruisem, company number BE0636970789, closed financial year 2025 with a result of € -81,409 after tax. For that financial year FIBO CONSTRUCT recorded a gross margin of € 20,302 and equity of € -181,183. Compared with financial year 2023, the result moved from € -44,443 to € -81,409. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 9, 2026.
€ -181,183
▼ € 81,409 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -81,409
▼ 83 % more loss than in 2023
Profit after tax over the fiscal year.
€ 1,838
▼ 99% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -221,183.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,486
▼ 72% vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -75,386 | € -6,624 | € 20,302 | ▲ € 26,926 |
| Profit after taxes | € -105,342 | € -44,443 | € -81,409 | ▼ € 36,966 |
| Equity | € -55,331 | € -99,774 | € -181,183 | ▼ € 81,409 |
| Total debts | € 813,457 | € 762,453 | € 1,509,456 | ▲ 98% |
| Cash | € 292,414 | € 156,861 | € 1,838 | ▼ 99% |
| Retained profit | € -95,331 | € -139,774 | € -221,183 | ▼ € 81,409 |
| Balance sheet total | € 758,126 | € 662,679 | € 1,328,273 | ▲ 100% |
Key figures of FIBO CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FIBO CONSTRUCT?
What happened at FIBO CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 81,409. Source: NBB ↗
- Fima BV became a director. NBB
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 105,342 loss in 2022 to € 81,409 loss in 2025.
Management
Behind FIBO CONSTRUCT is Fima BV. Fima BV is also behind FIVA-INVEST, EASY-CAR-RENT, DE OVONDE, Just Air and STORIUM+.
Directors
According to the 2025 annual accounts
Director · represented by Maes FILIP
Also active at: FIVA-INVEST, EASY-CAR-RENT, DE OVONDE, Just Air, STORIUM+
since 2020
Establishments
Establishment units
Physical locations of this company
Waregemsestraat (Nok) 17
9771 Kruisem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0636.970.789
- VAT number
- BE 0636.970.789
- Registered office
- Waregemsestraat (Nok) 17, 9771 Kruisem
- Names & denominations
- FIBO CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 September 2015
- Peppol
- Active · Active since 12 Dec 2025
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