Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Produsim from Torhout, company number BE0635965355, closed financial year 2025 with a result of € 76,286 after tax. For that financial year Produsim recorded a gross margin of € 184,055 and equity of € 608,357. Compared with financial year 2024, the result moved from € 179,242 to € 76,286. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2025.
€ 608,357
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,286
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 27,907
▼ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 49,444 paid out
65 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 1,950
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,035
▲ € 12,925 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 483,975
▼ 20% vs 2024
€ 118,883 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 4,265
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,548
▲ 179% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 166,306 | € 206,710 | € 312,115 | € 184,055 | ▼ 41% |
| Profit after taxes | € 67,261 | € 98,773 | € 179,242 | € 76,286 | ▼ 57% |
| Equity | € 417,618 | € 457,568 | € 581,515 | € 608,357 | ▲ 5% |
| Total debts | € 811,229 | € 754,877 | € 692,750 | € 553,084 | ▼ 20% |
| Cash | € 91,850 | € 90,636 | € 90,150 | € 27,907 | ▼ 69% |
| Land & buildings | € 558,484 | € 504,471 | € 597,332 | € 616,332 | ▲ 3% |
| Retained profit | € 337,018 | € 376,968 | € 500,915 | € 527,757 | ▲ 5% |
| Dividend | € 40,000 | € 58,824 | € 55,294 | € 49,444 | ▼ 11% |
| Bank debt | € 717,483 | € 645,171 | € 607,928 | € 483,975 | ▼ 20% |
| Balance sheet total | € 1,241,264 | € 1,224,862 | € 1,286,682 | € 1,173,858 | ▼ 9% |
Key figures of Produsim, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Produsim?
What happened at Produsim in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 76,286 (▼ 57% vs 2024). Source: NBB ↗
- New establishment in Torhout. KBO
- Start of the company according to the CBE. KBO
- SIMON SCHOONVAERE became a director. NBB
In short
From € 67,261 profit in 2022 to € 76,286 profit in 2025.
Paid € 136,689 in corporate taxes since 2022.
Best year ever: 2024, with € 179,242 profit.
Paid out € 203,561 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Produsim is SIMON SCHOONVAERE. It owns 100% of Schoonvaere itself.
Directors
According to the 2025 annual accounts
SIMON SCHOONVAERE
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Oostendestraat 52
8820 Torhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0635.965.355
- VAT number
- BE 0635.965.355
- Registered office
- Oostendestraat 52, 8820 Torhout
- Names & denominations
- Produsim
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 September 2015
- Peppol
- Active · Active since 9 May 2025
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk