Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Tous Services Personnalisés CoBra from Chaumont-Gistoux, company number BE0635906957, closed financial year 2025 with a result of € 5,802 after tax. For that financial year Tous Services Personnalisés CoBra recorded a gross margin of € 776,047 and equity of € -5,891. Compared with financial year 2024, the result moved from € 7,633 to € 5,802. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -5,891
▲ € 5,802 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,802
▼ 24% vs 2024
Profit after tax over the fiscal year.
€ 18,899
▲ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -12,091.
People and assets in 2025
9
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 543,198
▲ 2% vs 2024
€ 60,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 267,213
▲ 8% vs 2024
Of which on lease € 254,728.
Debts at end 2025
€ 376,948
▼ 13% vs 2024
€ 80,467 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 64,025
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 69,737
▲ 96% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 627,679 | € 800,889 | € 779,256 | € 776,047 | |
| Profit after taxes | € -114,683 | € 78,061 | € 7,633 | € 5,802 | ▼ 24% |
| Equity | € -97,387 | € -19,326 | € -11,694 | € -5,891 | ▲ € 5,802 |
| Total debts | € 792,023 | € 629,716 | € 547,109 | € 532,101 | ▼ 3% |
| Cash | € 1,104 | € 2,312 | € 13,085 | € 18,899 | ▲ 44% |
| Retained profit | € -103,587 | € -25,526 | € -17,894 | € -12,091 | ▲ € 5,802 |
| Bank debt | € 675,775 | € 477,161 | € 433,626 | € 376,948 | ▼ 13% |
| Balance sheet total | € 694,636 | € 610,390 | € 535,416 | € 526,210 | ▼ 2% |
| Employees (FTE) | 9.1 | 8.4 | 8.7 | 9 | ▲ 0.3 |
Key figures of Tous Services Personnalisés CoBra, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Tous Services Personnalisés CoBra?
What happened at Tous Services Personnalisés CoBra in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,802 (▼ 24% vs 2024). filed late Source: NBB ↗
- CHRISTINE COPPENS became a director. NBB
- New establishment in Chaumont-Gistoux. KBO
- Start of the company according to the CBE. KBO
In short
From € 114,683 loss in 2022 to € 5,802 profit in 2025.
Paid € 1,092 in corporate taxes since 2022.
Best year ever: 2023, with € 78,061 profit.
On average € 86,200 of value added per employee in 2025.
A new publication or filing at Tous Services Personnalisés CoBra? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Tous Services Personnalisés CoBra is CHRISTINE COPPENS.
Directors
According to the 2025 annual accounts
CHRISTINE COPPENS
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue Bonneveau 22
1325 Chaumont-Gistoux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0635.906.957
- VAT number
- BE 0635.906.957
- Registered office
- Rue Bonneveau 22, 1325 Chaumont-Gistoux
- Names & denominations
- Tous Services Personnalisés CoBra · TSP CoBra
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 August 2015
- Peppol
- Active · Active since 19 Jan 2026
- Activities · NACE
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