Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONCRETE IMMO from Ath, company number BE0634727616, closed financial year 2025 with a result of € 37,228 after tax. For that financial year CONCRETE IMMO recorded a gross margin of € 120,033 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 34,788 to € 37,228. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 1.4 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 37,228
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 61,393
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.2 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,066
▲ € 3,316 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,688
▼ 70% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 126,327 | € 134,894 | € 115,036 | € 120,033 | ▲ 4% |
| Profit after taxes | € 56,906 | € 49,994 | € 34,788 | € 37,228 | ▲ 7% |
| Equity | € 1,237,642 | € 1,287,636 | € 1,322,424 | € 1,359,652 | ▲ 3% |
| Total debts | € 624,900 | € 581,956 | € 528,652 | € 473,239 | ▼ 10% |
| Cash | € 5,574 | € 61,660 | € 73,696 | € 61,393 | ▼ 17% |
| Land & buildings | € 1,834,017 | € 1,804,365 | € 1,775,139 | € 1,760,754 | ▼ 1% |
| Retained profit | € 1,045,042 | € 1,095,036 | € 1,129,824 | € 1,167,052 | ▲ 3% |
| Balance sheet total | € 1,862,542 | € 1,869,592 | € 1,851,076 | € 1,832,891 | ▼ 1% |
Key figures of CONCRETE IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONCRETE IMMO?
What happened at CONCRETE IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 37,228 (▲ 7% vs 2024). Source: NBB ↗
- New establishment in Ath. KBO
- Start of the company according to the CBE. KBO
- JACQUES HARPIGNY became a director. NBB
- JEAN POL HARPIGNY became a director. NBB
In short
From € 56,906 profit in 2022 to € 37,228 profit in 2025.
Paid € 66,977 in corporate taxes since 2022.
Best year ever: 2022, with € 56,906 profit.
Management
Behind CONCRETE IMMO are JACQUES HARPIGNY and JEAN POL HARPIGNY. JACQUES HARPIGNY is also behind DELTA LUMINANCE.
Directors
According to the 2025 annual accounts
since 2015
JEAN POL HARPIGNY
Administrator-manager
since 2015
Establishments
Establishment units
Physical locations of this company
Chaussée de Mons(Maf) 447
7810 Ath
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0634.727.616
- VAT number
- BE 0634.727.616
- Registered office
- Chaussée de Mons(Maf) 447, 7810 Ath
- Names & denominations
- CONCRETE IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 2015
- Peppol
- Active · Active since 6 Jun 2025
- Activities · NACE
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