Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SSB GROUP from Etterbeek, company number BE0634586866, closed financial year 2025 with a result of € -29,157 after tax. For that financial year SSB GROUP recorded a gross margin of € 72,048 and equity of € -35,061. Compared with financial year 2024, the result moved from € 3,434 to € -29,157. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -35,061
▼ € 29,157 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,157
▼ still € 3,434 profit in 2024
Profit after tax over the fiscal year.
€ 623
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -41,261.
People and assets in 2025
1.7
Average over the fiscal year, from the social balance sheet.
€ 95,541
▲ 39% vs 2024
€ 56,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,195
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,309
▼ 86% vs 2024
Loans from banks and other lenders, long and short.
€ 18,128
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,439
▲ 186% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 192,765 | € 165,644 | € 80,469 | € 72,048 | ▼ 10% |
| Profit after taxes | € 10,665 | € -8,901 | € 3,434 | € -29,157 | ▼ € 32,591 |
| Equity | € 164 | € -9,337 | € -5,903 | € -35,061 | ▼ € 29,157 |
| Total debts | € 176,698 | € 81,481 | € 62,960 | € 54,191 | ▼ 14% |
| Cash | € 6,888 | € 2,334 | € 2,129 | € 623 | ▼ 71% |
| Retained profit | € -6,636 | € -15,537 | € -12,103 | € -41,261 | ▼ € 29,157 |
| Bank debt | € 30,358 | € 34,378 | € 9,085 | € 1,309 | ▼ 86% |
| Balance sheet total | € 176,862 | € 72,144 | € 57,057 | € 19,130 | ▼ 66% |
| Employees (FTE) | 3.6 | 3 | 1.7 | 1.7 |
Key figures of SSB GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SSB GROUP?
What happened at SSB GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,157 (▼ € 32,591 vs 2024). Source: NBB ↗
- New establishment in Colfontaine. KBO
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,665 profit in 2022 to € 29,157 loss in 2025.
Best year ever: 2022, with € 10,665 profit.
On average € 42,400 of value added per employee in 2025.
A new publication or filing at SSB GROUP? We notify you, reason included.
Follow SSB GROUPDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SSB GROUP are SELIM BERCHICHE and ANISSA BERCHICHE. SELIM BERCHICHE is also behind LE COL DES GENÊTS and BS PATRIMONIUM.
Directors
According to the 2025 annual accounts
ANISSA BERCHICHE
Director
Establishments
Establishment units
Physical locations of this company
Priester Cuypersstraat 3
1040 Etterbeek
Albert Jonnartlaan 97 box rzc
1200 Sint-Lambrechts-Woluwe
Active since 23 July 2015
Rue du Pont d'Arcole 3
7340 Colfontaine
Active since 26 May 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0634.586.866
- VAT number
- BE 0634.586.866
- Registered office
- Priester Cuypersstraat 3, 1040 Etterbeek
- Names & denominations
- SSB GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 July 2015
- Peppol
- Active · Active since 25 Nov 2025
- Contact
- [email protected]
- Activities · NACE
Algemene bouw van residentiële gebouwen
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden
Overige bouwinstallatie
Overige bouwinstallatie, n.e.g.