Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Loterman from Brakel, company number BE0633922318, closed financial year 2025 with a result of € -2,463 after tax. For that financial year Loterman recorded a gross margin of € 28,863 and equity of € 93,741. Compared with financial year 2024, the result moved from € 16,686 to € -2,463. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 93,741
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,463
▼ still € 16,686 profit in 2024
Profit after tax over the fiscal year.
€ 13,472
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 73,741.
Debts at end 2025
€ 177,683
▼ 18% vs 2024
€ 39,126 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 47,747
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,679
▼ 31% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 68,041 | € 62,028 | € 61,950 | € 28,863 | ▼ 53% |
| Profit after taxes | € 43,805 | € 16,645 | € 16,686 | € -2,463 | ▼ € 19,148 |
| Equity | € 102,558 | € 96,203 | € 96,203 | € 93,741 | ▼ 3% |
| Total debts | € 370,037 | € 325,128 | € 297,308 | € 253,913 | ▼ 15% |
| Cash | € 50,134 | € 27,766 | € 11,403 | € 13,472 | ▲ 18% |
| Land & buildings | € 153,734 | € 144,798 | € 131,586 | € 118,373 | ▼ 10% |
| Retained profit | € 82,558 | € 76,203 | € 76,203 | € 73,741 | ▼ 3% |
| Dividend | € 0 | € 23,000 | € 16,686 | € 0 | ▼ 100% |
| Bank debt | € 134,958 | € 254,283 | € 216,062 | € 177,683 | ▼ 18% |
| Balance sheet total | € 472,596 | € 421,332 | € 393,511 | € 347,654 | ▼ 12% |
Key figures of Loterman, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Loterman?
What happened at Loterman in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,463 (▼ € 19,148 vs 2024). Source: NBB ↗
- New establishment in Brakel. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,805 profit in 2022 to € 2,463 loss in 2025.
Paid € 9,055 in corporate taxes since 2022.
Best year ever: 2022, with € 43,805 profit.
Paid out € 39,686 in dividends to the owners in total.
Management
Behind Loterman are KENNY DECLERCQ and DAVY DECLERCQ.
Directors
According to the 2025 annual accounts
KENNY DECLERCQ
Director
DAVY DECLERCQ
Director
Establishments
Establishment units
Physical locations of this company
Maandagstraat 37
9660 Brakel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
Cloudflare DNS
Domain
Domain
loterman.eu
Registrar
RegistrarHub
Website info
Features
Security
Network
Details
- Company number
- 0633.922.318
- VAT number
- BE 0633.922.318
- Registered office
- Maandagstraat 37, 9660 Brakel
- Names & denominations
- Loterman
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 2015
- Peppol
- Active · Active since 21 Nov 2025
- Contact
- loterman.eu
- Activities · NACE
Schrijnwerk
Groothandel in hout
Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen
Groothandel in bouwmaterialen, algemeen assortiment