Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINCK FRERES from Jalhay, company number BE0632830275, closed financial year 2025 with a result of € 32,302 after tax. For that financial year FINCK FRERES recorded a gross margin of € 612,231 and equity of € 248,641. Compared with financial year 2024, the result moved from € 38,410 to € 32,302. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 20, 2026.
€ 248,641
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,302
▼ 16% vs 2024
Profit after tax over the fiscal year.
€ 8
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 230,091.
People and assets in 2025
6.6
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 333,869
▲ 9% vs 2024
€ 50,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 169,391
▲ 18% vs 2024
Of which on lease € 165,618.
Debts at end 2025
€ 976,244
▼ 10% vs 2024
€ 141,475 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 36,892
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 164,675
▲ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 561,163 | € 508,824 | € 577,491 | € 612,231 | ▲ 6% |
| Profit after taxes | € 79,092 | € 32,359 | € 38,410 | € 32,302 | ▼ 16% |
| Equity | € 145,570 | € 177,929 | € 216,339 | € 248,641 | ▲ 15% |
| Total debts | € 1,422,668 | € 1,346,724 | € 1,304,361 | € 1,269,165 | ▼ 3% |
| Cash | € 278 | € 315 | € 251 | € 8 | ▼ 97% |
| Land & buildings | € 1,390,314 | € 1,321,778 | € 1,244,144 | € 1,166,036 | ▼ 6% |
| Retained profit | € 127,020 | € 159,379 | € 197,789 | € 230,091 | ▲ 16% |
| Bank debt | € 1,260,157 | € 1,121,543 | € 1,079,863 | € 976,244 | ▼ 10% |
| Balance sheet total | € 1,568,238 | € 1,524,653 | € 1,520,700 | € 1,517,806 | |
| Employees (FTE) | - | - | 6.5 | 6.6 | ▲ 0.1 |
Key figures of FINCK FRERES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINCK FRERES?
What happened at FINCK FRERES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,302 (▼ 16% vs 2024). Source: NBB ↗
- Yoann Finck became a director. NBB
- New establishment in Jalhay. KBO
- Start of the company according to the CBE. KBO
- Geoffrey Finck became a director. NBB
- Thomas Finck became a director. NBB
In short
From € 79,092 profit in 2022 to € 32,302 profit in 2025.
Paid € 49,017 in corporate taxes since 2022.
Best year ever: 2022, with € 79,092 profit.
On average € 92,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINCK FRERES are Geoffrey Finck, Thomas Finck and Yoann Finck.
Directors
According to the 2025 annual accounts
Geoffrey Finck
Managing director
since 2015
Thomas Finck
Managing director
since 2015
Yoann Finck
Managing director
since 2016
Establishments
Establishment units
Physical locations of this company
Chemin de la Spinette 5 box 1
4845 Jalhay
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0632.830.275
- VAT number
- BE 0632.830.275
- Registered office
- Chemin de la Spinette 5 bus 1, 4845 Jalhay
- Names & denominations
- FINCK FRERES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 2015
- Peppol
- Active · Active since 3 Apr 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouw van autowegen en andere wegen
Bouwrijp maken van terreinen
Metselwerk
Landschapsverzorging
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige reiniging van gebouwen; industriële reiniging
Overige persoonlijke diensten
+3