What is the address of ARGAFIN?

The registered office of ARGAFIN is located at Chemin du Piroi 9, 1325 Chaumont-Gistoux.

Is ARGAFIN still active?

Yes. According to the CBE (30 October 2026) ARGAFIN is active, legal situation “Normale toestand”, started on 26 June 2015.

Is ARGAFIN registered on Peppol?

Yes, ARGAFIN is registered on the Peppol network with ID 0208:0632803947.

What is the enterprise number of ARGAFIN?

The enterprise number of ARGAFIN is BE0632803947.

When was ARGAFIN founded?

ARGAFIN was founded on 26 June 2015.

Who are the directors of ARGAFIN?

According to the 2025 annual accounts, the directors of ARGAFIN are: Arnaud Navez.

Is ARGAFIN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 June 2015; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did ARGAFIN make in 2025?

ARGAFIN posted a profit after taxes of € 486,265 in financial year 2025.

What is the revenue of ARGAFIN?

As a small company, ARGAFIN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 2,665,891.

How much does an employee at ARGAFIN earn?

The average wage cost per full-time employee at ARGAFIN was € 79,700 in 2025: staff costs of € 1.9 million for 23.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ARGAFIN have?

According to the 2025 annual accounts, ARGAFIN has 23.5 full-time equivalents (FTE).

ARGAFIN (Private Limited) - Chaumont-Gistoux

Q: What does ARGAFIN do?

ARGAFIN is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 26 June 2015, 1 establishment.

Dossier ARGAFIN, printed on 30 October 2026 from databakkes.be/en/0632803947/argafin. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ARGAFIN from Chaumont-Gistoux, company number BE0632803947, closed financial year 2025 with a result of € 486,265 after tax. For that financial year ARGAFIN recorded a gross margin of € 2.7 million and equity of € 50,470. Compared with financial year 2024, the result moved from € 465,872 to € 486,265. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.

What it is worth Growing

€ 50,470

▲ 29% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 486,265

▲ 4% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 412,715

▲ 53% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 475,000 paid out

98 % of the profit went to the shareholders, mostly to ArgaFund (70 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

23.5

▲ 2.8 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.9 million

▲ 19% vs 2024

€ 79,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 59,793

▲ 9% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 278,974

▼ 11% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 322,474

▲ 66% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 358,373

▼ 7% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	-	-	€ 3,819,353 Revenue 2024: € 3,819,353 First fiscal year in the series	-
Gross margin	€ 1,629,230 Gross margin 2022: € 1,629,230 First fiscal year in the series	€ 2,056,791 Gross margin 2023: € 2,056,791 ▲ 26% vs 2022 (€ 1,629,230) Favourable step	€ 2,328,724 Gross margin 2024: € 2,328,724 ▲ 13% vs 2023 (€ 2,056,791) Favourable step	€ 2,665,891 Gross margin 2025: € 2,665,891 ▲ 14% vs 2024 (€ 2,328,724) Favourable step	▲ 14%
Profit after taxes	€ 410,533 Profit after taxes 2022: € 410,533 First fiscal year in the series	€ 424,286 Profit after taxes 2023: € 424,286 ▲ 3% vs 2022 (€ 410,533) Favourable step	€ 465,872 Profit after taxes 2024: € 465,872 ▲ 10% vs 2023 (€ 424,286) Favourable step	€ 486,265 Profit after taxes 2025: € 486,265 ▲ 4% vs 2024 (€ 465,872) Favourable step	▲ 4%
Equity	€ 29,047 Equity 2022: € 29,047 First fiscal year in the series	€ 33,333 Equity 2023: € 33,333 ▲ 15% vs 2022 (€ 29,047) Favourable step	€ 39,205 Equity 2024: € 39,205 ▲ 18% vs 2023 (€ 33,333) Favourable step	€ 50,470 Equity 2025: € 50,470 ▲ 29% vs 2024 (€ 39,205) Favourable step	▲ 29%
Total debts	€ 1,037,877 Total debts 2022: € 1,037,877 First fiscal year in the series	€ 1,167,188 Total debts 2023: € 1,167,188 ▲ 12% vs 2022 (€ 1,037,877) Unfavourable step	€ 1,354,006 Total debts 2024: € 1,354,006 ▲ 16% vs 2023 (€ 1,167,188) Unfavourable step	€ 1,435,925 Total debts 2025: € 1,435,925 ▲ 6% vs 2024 (€ 1,354,006) Unfavourable step	▲ 6%
Cash	€ 378,431 Cash 2022: € 378,431 First fiscal year in the series	€ 293,286 Cash 2023: € 293,286 ▼ 22% vs 2022 (€ 378,431) Unfavourable step	€ 269,876 Cash 2024: € 269,876 ▼ 8% vs 2023 (€ 293,286) Unfavourable step	€ 412,715 Cash 2025: € 412,715 ▲ 53% vs 2024 (€ 269,876) Favourable step	▲ 53%
Retained profit	€ 10,447 Retained profit 2022: € 10,447 First fiscal year in the series	€ 14,733 Retained profit 2023: € 14,733 ▲ 41% vs 2022 (€ 10,447) Favourable step	€ 20,605 Retained profit 2024: € 20,605 ▲ 40% vs 2023 (€ 14,733) Favourable step	€ 31,870 Retained profit 2025: € 31,870 ▲ 55% vs 2024 (€ 20,605) Favourable step	▲ 55%
Dividend	€ 415,000 Dividend 2022: € 415,000 First fiscal year in the series	€ 420,000 Dividend 2023: € 420,000 ▲ 1% vs 2022 (€ 415,000) Unchanged	€ 460,000 Dividend 2024: € 460,000 ▲ 10% vs 2023 (€ 420,000) Unchanged	€ 475,000 Dividend 2025: € 475,000 ▲ 3% vs 2024 (€ 460,000) Unchanged	▲ 3%
Bank debt	€ 293,527 Bank debt 2022: € 293,527 First fiscal year in the series	€ 299,297 Bank debt 2023: € 299,297 ▲ 2% vs 2022 (€ 293,527) Unfavourable step	€ 312,952 Bank debt 2024: € 312,952 ▲ 5% vs 2023 (€ 299,297) Unfavourable step	€ 278,974 Bank debt 2025: € 278,974 ▼ 11% vs 2024 (€ 312,952) Favourable step	▼ 11%
Balance sheet total	€ 1,066,924 Balance sheet total 2022: € 1,066,924 First fiscal year in the series	€ 1,200,521 Balance sheet total 2023: € 1,200,521 ▲ 13% vs 2022 (€ 1,066,924) Unchanged	€ 1,393,211 Balance sheet total 2024: € 1,393,211 ▲ 16% vs 2023 (€ 1,200,521) Unchanged	€ 1,486,396 Balance sheet total 2025: € 1,486,396 ▲ 7% vs 2024 (€ 1,393,211) Unchanged	▲ 7%
Employees (FTE)	13.4 Employees (FTE) 2022: 13.4 First fiscal year in the series	15.8 Employees (FTE) 2023: 15.8 ▲ 2.4 vs 2022 (13.4) Unchanged	20.7 Employees (FTE) 2024: 20.7 ▲ 4.9 vs 2023 (15.8) Unchanged	23.5 Employees (FTE) 2025: 23.5 ▲ 2.8 vs 2024 (20.7) Unchanged	▲ 2.8

Key figures of ARGAFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ARGAFIN?

What happened at ARGAFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 26, 2026 New annual accounts for financial year 2025: profit of € 486,265 (▲ 4% vs 2024). Source: NBB ↗
2022 Arnaud Navez became a director. NBB
Jun 26, 2015 New establishment in Chaumont-Gistoux. KBO
Jun 26, 2015 Start of the company according to the CBE. KBO

In short

From € 410,533 profit in 2022 to € 486,265 profit in 2025.

Paid € 690,258 in corporate taxes since 2022.

Best year ever: 2025, with € 486,265 profit.

On average € 113,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

ArgaFund 70%

The stake of ArgaFund comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ARGAFIN

Behind ARGAFIN is Arnaud Navez. The shares are held by ArgaFund (70%).

Directors

According to the 2025 annual accounts

Arnaud Navez

Director

Holds a stake via ArgaFund

Also active at: ArgaFund, ArgaTeam, Pi9

since 2022

Shareholders

ArgaFund · holding of Arnaud Navez

70%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Chemin du Piroi 9

1325 Chaumont-Gistoux

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Pi9 same network

€ 171,958 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0632.803.947

VAT number

BE 0632.803.947

Registered office

Chemin du Piroi 9, 1325 Chaumont-Gistoux

Names & denominations

ARGAFIN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

26 June 2015

Peppol

Active · Active since 20 Nov 2020

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Computerconsultancy-activiteiten

Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

ARGAFIN

Financials

What happened to ARGAFIN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions