Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SENAEVE-CASIER from Ichtegem, company number BE0632640334, closed financial year 2025 with a result of € -4,453 after tax. For that financial year SENAEVE-CASIER recorded a gross margin of € 33,729 and equity of € -18,574. Compared with financial year 2024, the result moved from € 131 to € -4,453. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -18,574
▼ € 4,453 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,453
▼ still € 131 profit in 2024
Profit after tax over the fiscal year.
€ 4,328
▲ € 3,510 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -37,174.
People and assets in 2025
€ 27,570
▲ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 12,751
▼ 34% vs 2024
€ 6,878 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 16,040
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,235
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 21,620 | € 32,074 | € 37,231 | € 33,729 | ▼ 9% |
| Profit after taxes | € -6,471 | € -6,727 | € 131 | € -4,453 | ▼ € 4,584 |
| Equity | € -7,526 | € -14,253 | € -14,122 | € -18,574 | ▼ € 4,453 |
| Total debts | € 103,261 | € 66,200 | € 56,261 | € 56,747 | ▲ 1% |
| Cash | € 23,265 | € 2,564 | € 819 | € 4,328 | ▲ € 3,510 |
| Retained profit | € -26,126 | € -32,853 | € -32,722 | € -37,174 | ▼ € 4,453 |
| Bank debt | € 32,321 | € 25,970 | € 19,448 | € 12,751 | ▼ 34% |
| Balance sheet total | € 95,735 | € 51,947 | € 42,139 | € 38,172 | ▼ 9% |
Key figures of SENAEVE-CASIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SENAEVE-CASIER?
What happened at SENAEVE-CASIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,453 (▼ € 4,584 vs 2024). filed late Source: NBB ↗
- New establishment in Koekelare. KBO
- New establishment in Ichtegem. KBO
- Kurt SENAEVE became a director. NBB
- Gwenny CASIER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,471 loss in 2022 to € 4,453 loss in 2025.
Best year ever: 2024, with € 131 profit.
Management
Behind SENAEVE-CASIER are Kurt SENAEVE and Gwenny CASIER.
Directors
According to the 2025 annual accounts
Kurt SENAEVE
Director
since 2015
Gwenny CASIER
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Stationsstraat(FEER) 305
8480 Ichtegem
Dorpsstraat 33
8680 Koekelare
Active since 1 July 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0632.640.334
- VAT number
- BE 0632.640.334
- Registered office
- Stationsstraat(FEER) 305, 8480 Ichtegem
- Names & denominations
- SENAEVE-CASIER · Vishandel en traiteur Jonas, SECA consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2015
- Peppol
- Active · Active since 10 Dec 2024
- Activities · NACE
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