Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Shrinking team NBB
FTE fell two years in a row, from 2.3 to 1.
-
Late annual account NBB
Fiscal year 2025 was filed 181 days after the legal deadline.
Financials
Financial year 2025
Valor. from Willebroek, company number BE0629889294, closed financial year 2025 with a result of € -654,343 after tax. For that financial year Valor. recorded a gross margin of € -461,235 and equity of € -560,831. Compared with financial year 2024, the result moved from € 8,527 to € -654,343. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -560,831
▼ € 660,593 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -654,343
▼ still € 8,527 profit in 2024
Profit after tax over the fiscal year.
€ 3,749
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -860,831.
People and assets in 2025
1
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 55,145
▼ 29% vs 2024
€ 55,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,107
▼ 48% vs 2024
Of which on lease € 636.
Debts at end 2025
€ 3 million
▼ 16% vs 2024
€ 98,868 is repaid this year. At this pace the long-term loan is gone in ≈ 29 years.
€ 534,629
▲ 207% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,233
▼ 66% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,902 | € 439,170 | € 450,317 | € -461,235 | ▼ € 911,551 |
| Profit after taxes | € -314,663 | € -87,530 | € 8,527 | € -654,343 | ▼ € 662,870 |
| Equity | € 181,266 | € 92,485 | € 99,762 | € -560,831 | ▼ € 660,593 |
| Total debts | € 8,326,504 | € 4,668,991 | € 4,261,692 | € 3,507,771 | ▼ 18% |
| Cash | € 290,078 | € 83,453 | € 5,841 | € 3,749 | ▼ 36% |
| Retained profit | € -127,484 | € -215,015 | € -206,488 | € -860,831 | ▼ € 654,343 |
| Bank debt | € 6,283,366 | € 3,716,677 | € 3,541,871 | € 2,965,464 | ▼ 16% |
| Balance sheet total | € 8,507,770 | € 4,761,476 | € 4,361,454 | € 2,946,940 | ▼ 32% |
| Employees (FTE) | 1.9 | 2.3 | 1.3 | 1 | ▼ 0.3 |
Key figures of Valor., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Valor.?
What happened at Valor. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 654,343 (▼ € 662,870 vs 2024). filed late Source: NBB ↗
- Simon Lauwers became a director. NBB
- BOS Bouwgroep BV became a director. NBB
- New establishment in Willebroek. KBO
- Start of the company according to the CBE. KBO
In short
From € 314,663 loss in 2022 to € 654,343 loss in 2025.
Paid € 7,352 in corporate taxes since 2022.
Best year ever: 2024, with € 8,527 profit.
On average € 346,400 of value added per employee in 2024.
A new publication or filing at Valor.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BOS Bouwgroep, BOUD comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Valor.Behind Valor. are Simon Lauwers and BOS Bouwgroep BV. The shares are held by BOS Bouwgroep (66.7%) and BOUD (33.3%).
Directors
According to the 2025 annual accounts
since 2023
since 2023
Shareholders
66.7%
33.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Beekstraat 112
2830 Willebroek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →OUD HUIS FLORENT HOFMANS EN ZONEN
€ -102,394 gross margin · 2024
BOUD same network
€ 869,693 gross margin · 2025
DEVIHOF
€ 52 gross margin · 2024
VLV. same network
€ 186,896 gross margin · 2025
IBK same network
€ 134,644 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0629.889.294
- VAT number
- BE 0629.889.294
- Registered office
- Beekstraat 112, 2830 Willebroek
- Names & denominations
- Valor.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2015
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- valornv.be
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Bouwrijp maken van terreinen
Stukadoorswerk
Schrijnwerk
Algemene elektrotechnische installatiewerken
Plaatsen van vloer- en wandtegels