Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
38 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FLEXCREDIT from Antwerpen, company number BE0627998982, closed financial year 2025 with a result of € 289,632 after tax. For that financial year FLEXCREDIT recorded revenue of € 1.1 million and equity of € 143,160. Compared with financial year 2024, the result moved from € 166,636 to € 289,632. Profitable, and profit is growing. The buffer shrank hard: equity is 68 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 143,160
▼ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 289,632
▲ 74% vs 2024
Profit after tax over the fiscal year.
€ 620,319
▲ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 600,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3.7
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 291,861
▲ 12% vs 2024
€ 78,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 115,069
▲ 146% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 63,303
▲ € 61,846 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 206,982
▲ 176% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 1,102,850 | |
| Gross margin | € 719,083 | € 645,259 | € 515,562 | € 731,281 | ▲ 42% |
| Profit after taxes | € 400,827 | € 263,364 | € 166,636 | € 289,632 | ▲ 74% |
| Equity | € 323,528 | € 286,892 | € 453,528 | € 143,160 | ▼ 68% |
| Total debts | € 613,436 | € 609,012 | € 347,701 | € 920,555 | ▲ 165% |
| Cash | € 536,394 | € 535,847 | € 458,484 | € 620,319 | ▲ 35% |
| Retained profit | € 304,928 | € 268,292 | € 434,928 | € 124,560 | ▼ 71% |
| Dividend | € 350,000 | € 300,000 | € 0 | € 600,000 | |
| Balance sheet total | € 936,964 | € 895,904 | € 801,229 | € 1,063,715 | ▲ 33% |
| Employees (FTE) | 3.8 | 4.3 | 4.3 | 3.7 | ▼ 0.6 |
Key figures of FLEXCREDIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FLEXCREDIT?
What happened at FLEXCREDIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 289,632 (▲ 74% vs 2024). Source: NBB ↗
- Arnaud Missorten became a director. NBB
- Joeri De Backer became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 400,827 profit in 2022 to € 289,632 profit in 2025.
Paid € 396,481 in corporate taxes since 2022.
Best year ever: 2022, with € 400,827 profit.
On average € 197,600 of value added per employee in 2025.
A new publication or filing at FLEXCREDIT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FLEXCREDIT are Arnaud Missorten and Joeri De Backer .
Directors
According to the 2025 annual accounts
Arnaud Missorten
Director
since 2019
Joeri De Backer
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Filip Williotstraat 9
2600 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 38 companies are registered at this address.
All companies at this address →DOREL BELGIUM
€ 10 million revenue · 2025
Edm. J.M. Mertens en Compagnie
€ 108,195 gross margin · 2025
Immonar
€ 276,236 gross margin · 2025
PROCUREMENT & SUPPLY CHAIN MASTERS
FAGERHULT
€ 516,500 revenue · 2025
+33 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0627.998.982
- VAT number
- BE 0627.998.982
- Registered office
- Filip Williotstraat 9, 2600 Antwerpen
- Names & denominations
- FLEXCREDIT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 April 2015
- Peppol
- Active · Active since 5 Dec 2025
- Contact
- flexcredit.be [email protected]
- Activities · NACE
Activiteiten van incasso- en kredietbureaus