Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
F.A-CONSTRUCT from La Louvière, company number BE0627920194, closed financial year 2025 with a result of € -209,214 after tax. For that financial year F.A-CONSTRUCT recorded a gross margin of € 68,355 and equity of € -349,860. Compared with financial year 2024, the result moved from € -184,826 to € -209,214. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -349,860
▼ € 209,214 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -209,214
▼ 13 % more loss than in 2024
Profit after tax over the fiscal year.
€ 67,639
▲ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -356,160.
People and assets in 2025
9.7
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 189,231
▼ 28% vs 2024
€ 19,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,869
▼ 80% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 193,888
▼ 28% vs 2024
€ 48,578 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 163,961
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,739
▲ € 31,214 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 157,292 | € 257,847 | € 165,401 | € 68,355 | ▼ 59% |
| Profit after taxes | € 813 | € 8,224 | € -184,826 | € -209,214 | ▼ € 24,388 |
| Equity | € 35,956 | € 44,180 | € -140,646 | € -349,860 | ▼ € 209,214 |
| Total debts | € 229,531 | € 353,986 | € 810,551 | € 498,644 | ▼ 38% |
| Cash | € 78,949 | € 42,073 | € 44,727 | € 67,639 | ▲ 51% |
| Retained profit | € 29,656 | € 37,880 | € -146,946 | € -356,160 | ▼ € 209,214 |
| Bank debt | € 48,241 | € 121,474 | € 269,860 | € 193,888 | ▼ 28% |
| Balance sheet total | € 265,487 | € 398,166 | € 669,905 | € 148,784 | ▼ 78% |
| Employees (FTE) | 6.3 | 6.8 | 9.3 | 9.7 | ▲ 0.4 |
Key figures of F.A-CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F.A-CONSTRUCT?
What happened at F.A-CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 209,214. filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Vincenzo Fragapane became a director. NBB
- Giovanni Fragapane became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 813 profit in 2022 to € 209,214 loss in 2025.
Paid € 28,639 in corporate taxes since 2022.
Best year ever: 2023, with € 8,224 profit.
On average € 7,000 of value added per employee in 2025.
A new publication or filing at F.A-CONSTRUCT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F.A-CONSTRUCT are Vincenzo Fragapane and Giovanni Fragapane.
Directors
According to the 2025 annual accounts
Vincenzo Fragapane
Manager
since 2015
Giovanni Fragapane
Manager
since 2015
Establishments
Establishment units
Physical locations of this company
Chaussée de Redemont(PAU) 128
7100 La Louvière
Rue Bastenier(S-V) 63
7100 La Louvière
Active since 3 April 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →LEBLANC DECOR
€ 2,898 gross margin · 2024
AM Environmental Consulting
€ 33,275 gross margin · 2025
LOMBATI
€ 111,767 gross margin · 2024
Ecommerce Pharmacy
€ 331,103 revenue · 2024
POP PEYE
€ 4,463 gross margin · 2025
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0627.920.194
- VAT number
- BE 0627.920.194
- Registered office
- Chaussée de Redemont(PAU) 128, 7100 La Louvière
- Names & denominations
- F.A-CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 April 2015
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Algemene bouw van residentiële gebouwen
Restaureren van bouwwerken
Installatie van isolatie
Slopen
Overige gespecialiseerde bouwwerkzaamheden
Isolatiewerkzaamheden