Financials
Financial year 2024
PINO CARDELLA TERRASSEMENTS from Lobbes, company number BE0627847346, closed financial year 2024 with a result of € -92,744 after tax. For that financial year PINO CARDELLA TERRASSEMENTS recorded a gross margin of € 204,695 and equity of € 210,365. Compared with financial year 2023, the result moved from € 14,591 to € -92,744. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2025.
€ 210,365
▼ 19% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -92,744
▼ still € 14,591 profit in 2023
Profit after tax over the fiscal year.
€ 21,671
▲ 102% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 133,439.
People and assets in 2024
€ 182,385
▼ 26% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 47,294
▼ 43% vs 2023
Of which on lease € 34,219.
Debts at end 2024
€ 491,751
▼ 9% vs 2023
€ 64,671 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 105,008
▲ 50% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 5,124
▲ 11% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 347,692 | € 380,278 | € 406,279 | € 204,695 | ▼ 50% |
| Profit after taxes | € 87,329 | € 26,389 | € 14,591 | € -92,744 | ▼ € 107,335 |
| Equity | € 244,085 | € 275,178 | € 258,899 | € 210,365 | ▼ 19% |
| Total debts | € 747,811 | € 697,806 | € 640,274 | € 642,883 | |
| Cash | € 108,915 | € 13,230 | € 10,739 | € 21,671 | ▲ 102% |
| Land & buildings | € 464,448 | € 597,687 | € 590,794 | € 561,027 | ▼ 5% |
| Retained profit | € 208,732 | € 235,121 | € 226,183 | € 133,439 | ▼ 41% |
| Dividend | € 0 | € 0 | € 23,529 | € 0 | ▼ 100% |
| Bank debt | € 664,633 | € 565,827 | € 542,012 | € 491,751 | ▼ 9% |
| Balance sheet total | € 991,896 | € 972,984 | € 899,173 | € 853,248 | ▼ 5% |
| Employees (FTE) | 4.8 | 5.3 | - | - |
Key figures of PINO CARDELLA TERRASSEMENTS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PINO CARDELLA TERRASSEMENTS?
What happened at PINO CARDELLA TERRASSEMENTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 92,744 (▼ € 107,335 vs 2023). filed late Source: NBB ↗
- New establishment in Thuin. KBO
- Start of the company according to the CBE. KBO
- JOSEPH CARDELLA became a director. NBB
In short
From € 87,329 profit in 2021 to € 92,744 loss in 2024.
Paid € 223 in corporate taxes since 2021.
Best year ever: 2021, with € 87,329 profit.
On average € 71,800 of value added per employee in 2022.
A new publication or filing at PINO CARDELLA TERRASSEMENTS? We notify you, reason included.
Follow PINO CARDELLA TERRASSEMENTSDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PINO CARDELLA TERRASSEMENTS is JOSEPH CARDELLA .
Directors
According to the 2024 annual accounts
JOSEPH CARDELLA
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Rue Taille aux Chevaux 25
6540 Lobbes
Avenue DELI XL 5
6530 Thuin
Active since 2 April 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0627.847.346
- VAT number
- BE 0627.847.346
- Registered office
- Rue Taille aux Chevaux 25, 6540 Lobbes
- Names & denominations
- PINO CARDELLA TERRASSEMENTS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 2015
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Bouwrijp maken van terreinen