Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Swimwise from Malle, company number BE0607910678, closed financial year 2025 with a result of € 8,551 after tax. For that financial year Swimwise recorded a gross margin of € 24,055 and equity of € 13,921. Compared with financial year 2023, the result moved from € -1,248 to € 8,551. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 13,921
▲ 159% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,551
▲ still € 1,248 loss in 2023
Profit after tax over the fiscal year.
€ 2,606
▲ € 2,600 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 7,721.
Debts at end 2025
€ 416,474
Loans from banks and other lenders, long and short.
€ 209,575
Supplier invoices still open on the last day of the fiscal year.
€ 3,846
▲ € 3,718 vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,229 | € 14,867 | € -1,050 | € 24,055 | ▲ € 25,105 |
| Profit after taxes | € -1,390 | € 14,614 | € -1,248 | € 8,551 | ▲ € 9,799 |
| Equity | € -7,997 | € 6,617 | € 5,369 | € 13,921 | ▲ 159% |
| Total debts | € 8,003 | € 9,348 | € 10,597 | € 655,138 | ▲ € 644,542 |
| Cash | € 6 | € 5 | € 6 | € 2,606 | ▲ € 2,600 |
| Retained profit | € -14,197 | € 417 | € -831 | € 7,721 | ▲ € 8,551 |
| Bank debt | € 0 | € 0 | € 0 | € 416,474 | |
| Balance sheet total | € 6 | € 15,965 | € 15,966 | € 669,059 | ▲ € 653,093 |
Key figures of Swimwise, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to Swimwise?
What happened at Swimwise in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,551. Source: NBB ↗
- Hans Poels became a director. NBB
- Bram De Bakker became a director. NBB
- CAVEC BV became a director. NBB
- Christophe Lecoque stepped down as director. NBB
- New establishment in Malle. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,390 loss in 2021 to € 8,551 profit in 2025.
Paid € 3,975 in corporate taxes since 2021.
Best year ever: 2022, with € 14,614 profit.
Management
Behind Swimwise are Hans Poels, Bram De Bakker and CAVEC BV. The same people are also behind TERANGA. Hans Poels is also behind HMP & Co.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Salphensebaan 6
2390 Malle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0607.910.678
- VAT number
- BE 0607.910.678
- Registered office
- Salphensebaan 6, 2390 Malle
- Names & denominations
- Swimwise
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 2015
- Peppol
- Active · Active since 4 Feb 2025
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