Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHALO from Knokke-Heist, company number BE0603995343, closed financial year 2025 with a result of € -6,740 after tax. For that financial year CHALO recorded a gross margin of € 43,594 and equity of € -127,571. Compared with financial year 2024, the result moved from € 484 to € -6,740. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 4, 2026.
€ -127,571
▼ € 6,740 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,740
▼ still € 484 profit in 2024
Profit after tax over the fiscal year.
€ 135
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -139,971.
Debts at end 2025
€ 758,437
▼ 6% vs 2024
€ 58,190 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 18,890
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,697
▲ 25% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,489 | € 61,397 | € 60,196 | € 43,594 | ▼ 28% |
| Profit after taxes | € -37,040 | € -202,178 | € 484 | € -6,740 | ▼ € 7,224 |
| Equity | € 80,862 | € -121,316 | € -120,831 | € -127,571 | ▼ € 6,740 |
| Total debts | € 1,217,171 | € 1,198,022 | € 1,109,417 | € 1,068,304 | ▼ 4% |
| Cash | € 9,714 | € 220 | € 617 | € 135 | ▼ 78% |
| Land & buildings | € 929,866 | € 896,679 | € 863,493 | € 831,428 | ▼ 4% |
| Retained profit | € 68,462 | € -133,716 | € -133,231 | € -139,971 | ▼ € 6,740 |
| Bank debt | € 931,906 | € 868,618 | € 807,265 | € 758,437 | ▼ 6% |
| Balance sheet total | € 1,298,033 | € 1,076,707 | € 988,586 | € 940,733 | ▼ 5% |
Key figures of CHALO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CHALO?
What happened at CHALO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,740 (▼ € 7,224 vs 2024). filed late Source: NBB ↗
- Gita Van den Boer became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,040 loss in 2022 to € 6,740 loss in 2025.
Paid € 1,672 in corporate taxes since 2022.
Best year ever: 2024, with € 484 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHALO is Gita Van den Boer. Gita Van den Boer is also behind Chalo Company.
Directors
According to the 2025 annual accounts
since 2015
Establishments
Establishment units
Physical locations of this company
Elizabetlaan 288
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0603.995.343
- VAT number
- BE 0603.995.343
- Registered office
- Elizabetlaan 288, 8300 Knokke-Heist
- Names & denominations
- CHALO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 2015
- Peppol
- Active · Active since 5 Mar 2026
- Activities · NACE
Overige zakelijke dienstverlening, neg
Groothandel in koffie, thee, cacao en specerijen
Overige detailhandel in voedingsmiddelen, neg
Markt- en opinieonderzoek
Activiteiten van reclamebureaus
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.