Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2023; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2023
SELECT GROENTEN EN FRUIT STEFFI & ROSA from Gingelom, company number BE0600781871, closed financial year 2023 with a result of € 194 after tax. For that financial year SELECT GROENTEN EN FRUIT STEFFI & ROSA recorded a gross margin of € 105,281 and equity of € 47,276. Compared with financial year 2022, the result moved from € 5,654 to € 194. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2024.
€ 47,276
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 194
▼ 97% vs 2022
Profit after tax over the fiscal year.
€ 22,089
▲ 98% vs 2022
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € 28,676.
People and assets in 2023
2.1
▼ 0.9 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 71,995
▼ 3% vs 2022
€ 34,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 82,493
▲ € 71,445 vs 2022
Of which on lease € 72,270.
Debts at end 2023
€ 90,620
▲ € 71,862 vs 2022
€ 9,039 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 66,219
▲ 24% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 9,980
▲ 5% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 119,507 | € 105,534 | € 105,281 | |
| Profit after taxes | € 11,205 | € 5,654 | € 194 | ▼ 97% |
| Equity | € 41,427 | € 47,082 | € 47,276 | |
| Total debts | € 48,065 | € 81,727 | € 166,819 | ▲ 104% |
| Cash | € 5,477 | € 11,174 | € 22,089 | ▲ 98% |
| Retained profit | € 22,827 | € 28,482 | € 28,676 | ▲ 1% |
| Bank debt | € 15,381 | € 18,758 | € 90,620 | ▲ € 71,862 |
| Balance sheet total | € 89,492 | € 128,808 | € 214,096 | ▲ 66% |
| Employees (FTE) | 2.8 | 3 | 2.1 | ▼ 0.9 |
Key figures of SELECT GROENTEN EN FRUIT STEFFI & ROSA, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to SELECT GROENTEN EN FRUIT STEFFI & ROSA?
What happened at SELECT GROENTEN EN FRUIT STEFFI & ROSA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
SELECT GROENTEN EN FRUIT STEFFI & ROSA is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2023: profit of € 194 (▼ 97% vs 2022). filed late Source: NBB ↗
- New establishment in Heers. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,205 profit in 2021 to € 194 profit in 2023.
Paid € 3,298 in corporate taxes since 2021.
Best year ever: 2021, with € 11,205 profit.
On average € 50,100 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SELECT GROENTEN EN FRUIT STEFFI & ROSA are Steffie Appeltants and Rosaria Scire.
Directors
According to the 2023 annual accounts
Steffie Appeltants
Director
Rosaria Scire
Director
Establishments
Establishment units
Physical locations of this company
Boekhoutstraat 24A
3890 Gingelom
Breedpadstraat(R.L.) 39 box A
3870 Heers
Active since 1 April 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0600.781.871
- VAT number
- BE 0600.781.871
- Registered office
- Boekhoutstraat 24A, 3890 Gingelom
- Names & denominations
- SELECT GROENTEN EN FRUIT STEFFI & ROSA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 6 March 2015
- Peppol
- Not registered
- Activities · NACE
Detailhandel in groenten en fruit
Markt- en straathandel in voedings- en genotmiddelen