Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2023; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2023
GROEP RUIZ from Houthalen-Helchteren, company number BE0597882264, closed financial year 2023 with a result of € -1.9 million after tax. For that financial year GROEP RUIZ recorded a gross margin of € -565,890 and equity of € -1.5 million. Compared with financial year 2022, the result moved from € 178,856 to € -1.9 million. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 22, 2024.
€ -1.5 million
▼ € 1.9 million vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.9 million
▼ still € 178,856 profit in 2022
Profit after tax over the fiscal year.
€ 944
▼ 91% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.6 million.
People and assets in 2023
12.7
▲ 1.6 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 806,136
▲ 43% vs 2022
€ 63,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1 million
▼ 15% vs 2022
Of which on lease € 937,505.
Debts at end 2023
€ 1.4 million
▲ 2% vs 2022
€ 303,539 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2.8 million
▲ 102% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 153,602
▲ 7% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|
| Gross margin | € 1,126,003 | € -565,890 | ▼ € 1.7 million |
| Profit after taxes | € 178,856 | € -1,941,815 | ▼ € 2.1 million |
| Equity | € 408,345 | € -1,533,470 | ▼ € 1.9 million |
| Total debts | € 2,914,188 | € 4,480,763 | ▲ 54% |
| Cash | € 10,935 | € 944 | ▼ 91% |
| Retained profit | € 365,795 | € -1,576,020 | ▼ € 1.9 million |
| Bank debt | € 1,345,615 | € 1,373,839 | ▲ 2% |
| Balance sheet total | € 3,322,533 | € 2,947,293 | ▼ 11% |
| Employees (FTE) | 11.1 | 12.7 | ▲ 1.6 |
Key figures of GROEP RUIZ, fiscal years 2022 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 30 April 2025.
What happened to GROEP RUIZ?
What happened at GROEP RUIZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
GROEP RUIZ is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2023: loss of € 1.9 million (▼ € 2.1 million vs 2022). Source: NBB ↗
- New establishment in Houthalen-Helchteren. KBO
- Start of the company according to the CBE. KBO
In short
From € 178,856 profit in 2022 to € 1.9 million loss in 2023.
Paid € 1,443 in corporate taxes since 2022.
Best year ever: 2022, with € 178,856 profit.
On average € 101,400 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GROEP RUIZ are Emilio Ruiz and Ruiz J. Comm.V.
Directors
According to the 2023 annual accounts
Emilio Ruiz
Director
Director · represented by Jaime Ruiz-Calixto
Establishments
Establishment units
Physical locations of this company
Centrum-Zuid 1515
3530 Houthalen-Helchteren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0597.882.264
- VAT number
- BE 0597.882.264
- Registered office
- Centrum-Zuid 1515, 3530 Houthalen-Helchteren
- Names & denominations
- GROEP RUIZ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 11 February 2015
- Peppol
- Not registered
- Activities · NACE
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