Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
EM.CRM from Merelbeke-Melle, company number BE0597662431, closed financial year 2026 with a result of € 6,342 after tax. For that financial year EM.CRM recorded a gross margin of € 17,885 and equity of € 68,390. Compared with financial year 2025, the result moved from € 1,377 to € 6,342. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ 68,390
▲ 10% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,342
▲ € 4,965 vs 2025
Profit after tax over the fiscal year.
€ 35,779
▲ 85% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 18,390.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 844
▼ 67% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 15,539
▼ 13% vs 2025
Loans from banks and other lenders, long and short.
€ 18,418
▲ 100% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 7,603
▼ 45% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 51,881 | € 25,395 | € 22,278 | € 17,885 | ▼ 20% |
| Profit after taxes | € 7,195 | € 769 | € 1,377 | € 6,342 | ▲ € 4,965 |
| Equity | € 59,902 | € 60,671 | € 62,048 | € 68,390 | ▲ 10% |
| Total debts | € 169,380 | € 113,543 | € 120,449 | € 126,776 | ▲ 5% |
| Cash | € 121,257 | € 21,978 | € 19,340 | € 35,779 | ▲ 85% |
| Retained profit | € 9,902 | € 10,671 | € 12,048 | € 18,390 | ▲ 53% |
| Bank debt | € 32,818 | € 33,053 | € 17,942 | € 15,539 | ▼ 13% |
| Balance sheet total | € 229,282 | € 174,215 | € 182,497 | € 195,165 | ▲ 7% |
Key figures of EM.CRM, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to EM.CRM?
What happened at EM.CRM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 6,342 (▲ € 4,965 vs 2025). Source: NBB ↗
- New establishment in Merelbeke-Melle. KBO
- Ruben Bru became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,195 profit in 2023 to € 6,342 profit in 2026.
Paid € 16,431 in corporate taxes since 2023.
Best year ever: 2023, with € 7,195 profit.
Management
Behind EM.CRM is Ruben Bru.
Directors
According to the 2026 annual accounts
Ruben Bru
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Zwaanhoeklos 13
9090 Merelbeke-Melle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
TELENET-AS, BE
Website info
Features
Security
Details
- Company number
- 0597.662.431
- VAT number
- BE 0597.662.431
- Registered office
- Zwaanhoeklos 13, 9090 Merelbeke-Melle
- Names & denominations
- EM.CRM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 February 2015
- Peppol
- Active · Active since 6 Mar 2025
- Contact
- allems.be
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