Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CHARLES FINANCES from Schilde, company number BE0597604330, closed financial year 2025 with a result of € -19,165 after tax. For that financial year CHARLES FINANCES recorded a gross margin of € -2,891 and equity of € -168,300. Compared with financial year 2024, the result moved from € -36,780 to € -19,165. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -168,300
▼ € 19,165 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,165
▲ 48 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,936
▲ € 8,795 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -186,900.
Debts at end 2025
€ 2.3 million
▲ 15% vs 2024
Loans from banks and other lenders, long and short.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,777 | € -3,915 | € -2,878 | € -2,891 | |
| Profit after taxes | € -17,489 | € 2,712 | € -36,780 | € -19,165 | ▲ € 17,615 |
| Equity | € -115,067 | € -112,355 | € -149,135 | € -168,300 | ▼ € 19,165 |
| Total debts | € 1,770,185 | € 1,918,406 | € 2,036,138 | € 2,345,663 | ▲ 15% |
| Cash | € 179 | € 105 | € 142 | € 8,936 | ▲ € 8,795 |
| Retained profit | € -133,667 | € -130,955 | € -167,735 | € -186,900 | ▼ € 19,165 |
| Bank debt | € 1,769,390 | € 1,917,270 | € 2,036,101 | € 2,345,627 | ▲ 15% |
| Balance sheet total | € 1,655,118 | € 1,806,051 | € 1,887,003 | € 2,177,363 | ▲ 15% |
Key figures of CHARLES FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHARLES FINANCES?
What happened at CHARLES FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,165. Source: NBB ↗
- EUROSIM NV became a director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,489 loss in 2022 to € 19,165 loss in 2025.
Best year ever: 2023, with € 2,712 profit.
A new publication or filing at CHARLES FINANCES? We notify you, reason included.
Follow CHARLES FINANCESDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HARTIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CHARLES FINANCESBehind CHARLES FINANCES is EUROSIM NV. The shares are held by HARTIN (50%). It owns 100% of Launa and 100% of Charles Invest itself.
Directors
According to the 2025 annual accounts
Director · represented by Harry VAN NAMEN
Also active at: Logo en Tekst, LAUNA, CHARLES INVEST
since 2019
Shareholders
50%
Participations
100%
100%
Establishments
Establishment units
Physical locations of this company
Rodedreef 36
2970 Schilde
Venetiëstraat 37
1050 Elsene
Active since 3 February 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →Logo en Tekst same network
€ -3,421 gross margin · 2025
EUROSIM same network
€ 20,323 gross margin · 2025
SED LEX
€ -11,243 gross margin · 2025
LAUNA same network
€ 53,449 gross margin · 2025
HARTIN same network
€ 77,182 gross margin · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0597.604.330
- VAT number
- BE 0597.604.330
- Registered office
- Rodedreef 36, 2970 Schilde
- Names & denominations
- CHARLES FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 2015
- Peppol
- Active · Active since 16 Jan 2026
- Contact
- goplus.be