Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Realteam from Sint-Pieters-Woluwe, company number BE0578967759, closed financial year 2025 with a result of € 45,104 after tax. For that financial year Realteam recorded a gross margin of € 220,477 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 5,159 to € 45,104. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 1.2 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 45,104
▲ € 39,945 vs 2024
Profit after tax over the fiscal year.
€ 6,237
▼ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 153,271.
Debts at end 2025
€ 478,826
▼ 8% vs 2024
€ 43,427 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 13,548
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 120,636 | € 115,405 | € 117,546 | € 220,477 | ▲ 88% |
| Profit after taxes | € 25,973 | € 15,627 | € 5,159 | € 45,104 | ▲ € 39,945 |
| Equity | € 1,103,381 | € 1,119,008 | € 1,124,167 | € 1,169,271 | ▲ 4% |
| Total debts | € 469,944 | € 374,409 | € 1,294,296 | € 1,132,890 | ▼ 12% |
| Cash | € 43,887 | € 31,756 | € 22,367 | € 6,237 | ▼ 72% |
| Land & buildings | € 1,330,599 | € 1,291,756 | € 1,896,934 | € 1,832,235 | ▼ 3% |
| Retained profit | € 87,381 | € 103,008 | € 108,167 | € 153,271 | ▲ 42% |
| Bank debt | € 274,717 | € 248,171 | € 521,163 | € 478,826 | ▼ 8% |
| Balance sheet total | € 1,573,325 | € 1,493,417 | € 2,418,463 | € 2,302,161 | ▼ 5% |
Key figures of Realteam, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Realteam?
What happened at Realteam in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 45,104 (▲ € 39,945 vs 2024). filed late Source: NBB ↗
- Olivier Van Zeebroeck became a director. NBB
- Valérie Luycks became a director. NBB
- Pierre MASSAR became a director. NBB
- Laurent LACROIX became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,973 profit in 2022 to € 45,104 profit in 2025.
Paid € 9,960 in corporate taxes since 2022.
Best year ever: 2025, with € 45,104 profit.
Management
Behind Realteam are Pierre MASSAR, Laurent LACROIX, Olivier Van Zeebroeck and Valérie Luycks. Pierre MASSAR is also behind PHARMACITY. Laurent LACROIX is also behind ASSURTEAM, PHARMACITY, LE PARC 1348 and LLX Finance.
Directors
According to the 2025 annual accounts
since 2016
since 2016
Olivier Van Zeebroeck
Managing director
since 2022
Valérie Luycks
Managing director
since 2022
Establishments
Establishment units
Physical locations of this company
Paul Wemaerestraat 4
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Domain
Domain
assurteam.com
Registered
2000-10-13
Registrar
Combell NV
Expires
2026-10-13
Website info
Features
Security
Network
Details
- Company number
- 0578.967.759
- VAT number
- BE 0578.967.759
- Registered office
- Paul Wemaerestraat 4, 1150 Sint-Pieters-Woluwe
- Names & denominations
- Realteam
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 January 2015
- Peppol
- Active · Active since 19 Jan 2026
- Contact
- assurteam.com
- Activities · NACE
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven
Herverzekering
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven
Activiteiten van pensioenfondsen
Overige financiële dienstverlening, neg