Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RUBEN VANOVERBEKE from Houthulst, company number BE0568546791, closed financial year 2025 with a result of € -44,787 after tax. For that financial year RUBEN VANOVERBEKE recorded a gross margin of € 4,108 and equity of € 340. Compared with financial year 2024, the result moved from € 8,661 to € -44,787. The company made a loss. The buffer shrank hard: equity is 99 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 340
▼ 99% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,787
▼ still € 8,661 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5,860.
People and assets in 2025
€ 55,717
▲ € 42,507 vs 2024
Of which on lease € 54,477.
Debts at end 2025
€ 214,163
▲ 55% vs 2024
€ 45,342 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 53,421
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,869
▲ 3% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,766 | € 47,383 | € 50,574 | € 4,108 | ▼ 92% |
| Profit after taxes | € 7,055 | € 4,958 | € 8,661 | € -44,787 | ▼ € 53,447 |
| Equity | € 31,507 | € 36,466 | € 45,126 | € 340 | ▼ 99% |
| Total debts | € 309,896 | € 278,546 | € 219,436 | € 293,796 | ▲ 34% |
| Land & buildings | € 127,640 | € 129,138 | € 120,315 | € 110,318 | ▼ 8% |
| Retained profit | € 25,307 | € 30,266 | € 38,926 | € -5,860 | ▼ € 44,787 |
| Dividend | € 800 | € 0 | € 0 | € 0 | |
| Bank debt | € 196,422 | € 174,374 | € 137,867 | € 214,163 | ▲ 55% |
| Balance sheet total | € 341,403 | € 315,011 | € 264,563 | € 294,136 | ▲ 11% |
Key figures of RUBEN VANOVERBEKE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RUBEN VANOVERBEKE?
What happened at RUBEN VANOVERBEKE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 44,787 (▼ € 53,447 vs 2024). filed late Source: NBB ↗
- New establishment in Houthulst. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,055 profit in 2022 to € 44,787 loss in 2025.
Paid € 3,255 in corporate taxes since 2022.
Best year ever: 2024, with € 8,661 profit.
Paid out € 800 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Pastoor Costenoblestraat 13
8650 Houthulst
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
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DNS
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Website info
Features
Security
Network
Details
- Company number
- 0568.546.791
- VAT number
- BE 0568.546.791
- Registered office
- Pastoor Costenoblestraat 13, 8650 Houthulst
- Names & denominations
- RUBEN VANOVERBEKE · RV SCHRIJNWERK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2015
- Peppol
- Active · Active since 29 Jan 2026
- Contact
- rvschrijnwerk.be [email protected]
- Activities · NACE
Schrijnwerk
Installatie van isolatie
Isolatiewerkzaamheden