Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ART&MA from Sint-Genesius-Rode, company number BE0568542239, closed financial year 2025 with a result of € 7,794 after tax. For that financial year ART&MA recorded a gross margin of € 8,828 and equity of € -23,467. Compared with financial year 2024, the result moved from € 9,588 to € 7,794. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ -23,467
▲ € 7,794 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,794
▼ 19% vs 2024
Profit after tax over the fiscal year.
€ 17,983
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -43,467.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 809
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 665
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,213
▲ 25% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,149 | € 8,990 | € 11,866 | € 8,828 | ▼ 26% |
| Profit after taxes | € 1,367 | € 6,923 | € 9,588 | € 7,794 | ▼ 19% |
| Equity | € -47,772 | € -40,849 | € -31,261 | € -23,467 | ▲ € 7,794 |
| Total debts | € 62,211 | € 60,326 | € 54,927 | € 52,595 | ▼ 4% |
| Cash | € 6,793 | € 10,201 | € 16,403 | € 17,983 | ▲ 10% |
| Retained profit | € -67,772 | € -60,849 | € -51,261 | € -43,467 | ▲ € 7,794 |
| Balance sheet total | € 14,438 | € 19,477 | € 23,666 | € 29,128 | ▲ 23% |
Key figures of ART&MA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ART&MA?
What happened at ART&MA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,794 (▼ 19% vs 2024). Source: NBB ↗
- New establishment in Sint-Genesius-Rode. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,367 profit in 2022 to € 7,794 profit in 2025.
Best year ever: 2024, with € 9,588 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ART&MA is Marie-Angélique DE BAVAY.
Directors
According to the 2025 annual accounts
Marie-Angélique DE BAVAY
Director
Establishments
Establishment units
Physical locations of this company
Zavelbergweg 15 B
1640 Sint-Genesius-Rode
Zavelbergweg 15B
1640 Sint-Genesius-Rode
Active since 9 January 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0568.542.239
- VAT number
- BE 0568.542.239
- Registered office
- Zavelbergweg 15 B, 1640 Sint-Genesius-Rode
- Names & denominations
- ART&MA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2014
- Peppol
- Active · Active since 1 Dec 2025
- Activities · NACE
Detailhandel in schoeisel
Literaire creatie
Maken van geluidsopnamen
Detailhandel in lederwaren en reisartikelen
Scheppende kunsten, m.u.v. ondersteunende diensten