Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 28 to 24.9.
Financials
Financial year 2025
IN&CO from Dilbeek, company number BE0567586986, closed financial year 2025 with a result of € 363,021 after tax. For that financial year IN&CO recorded a gross margin of € 2.2 million and equity of € 1.8 million. Compared with financial year 2024, the result moved from € 280,849 to € 363,021. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 1.8 million
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 363,021
▲ 29% vs 2024
Profit after tax over the fiscal year.
€ 91,884
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.8 million.
People and assets in 2025
24.9
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▼ 1% vs 2024
€ 51,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 22,223
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.6 million
▼ 6% vs 2024
€ 288,347 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 149,828
▲ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 248,379
▼ 39% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,001,511 | € 1,970,356 | € 2,106,851 | € 2,164,966 | ▲ 3% |
| Profit after taxes | € 380,485 | € 220,817 | € 280,849 | € 363,021 | ▲ 29% |
| Equity | € 978,538 | € 1,199,354 | € 1,430,203 | € 1,793,225 | ▲ 25% |
| Total debts | € 2,494,004 | € 3,382,710 | € 3,401,126 | € 3,396,906 | |
| Cash | € 109,374 | € 15,756 | € 184,779 | € 91,884 | ▼ 50% |
| Land & buildings | € 2,257,639 | € 3,543,726 | € 3,658,171 | € 3,733,807 | ▲ 2% |
| Retained profit | € 959,938 | € 1,180,754 | € 1,411,603 | € 1,774,625 | ▲ 26% |
| Dividend | € 0 | € 0 | € 50,000 | € 0 | ▼ 100% |
| Bank debt | € 1,586,986 | € 2,662,029 | € 2,746,422 | € 2,570,884 | ▼ 6% |
| Balance sheet total | € 3,472,541 | € 4,582,065 | € 4,831,329 | € 5,190,130 | ▲ 7% |
| Employees (FTE) | 30.5 | 28 | 25.1 | 24.9 | ▼ 0.2 |
Key figures of IN&CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IN&CO?
What happened at IN&CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 363,021 (▲ 29% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- New establishment in Dilbeek. KBO
- New establishment in Elsene. KBO
- New establishment in Antwerpen. KBO
- New establishment in Dilbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 380,485 profit in 2022 to € 363,021 profit in 2025.
Paid € 446,401 in corporate taxes since 2022.
Best year ever: 2022, with € 380,485 profit.
On average € 86,900 of value added per employee in 2025.
Management
Behind IN&CO is Sergiu Coroi.
Directors
According to the 2025 annual accounts
Sergiu Coroi
Manager
Establishments
Establishment units
Physical locations of this company
Brusselstraat 368
1702 Dilbeek
Brusselstraat 244
1702 Dilbeek
Active since 4 November 2014
Jan Van Rijswijcklaan 51
2018 Antwerpen
Active since 1 February 2022
Louizalaan 176
1050 Elsene
Active since 15 March 2022
de Broquevillelaan 204
1200 Sint-Lambrechts-Woluwe
Active since 28 June 2022
Brusselstraat 368 box A
1702 Dilbeek
Active since 28 June 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0567.586.986
- VAT number
- BE 0567.586.986
- Registered office
- Brusselstraat 368, 1702 Dilbeek
- Names & denominations
- IN&CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 November 2014
- Peppol
- Active · Active since 24 Sept 2025
- Contact
- incoinsurance.be [email protected]
- Activities · NACE
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