Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2024; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2024
DV FINANCES from Montigny-le-Tilleul, company number BE0565926110, closed financial year 2024 with a result of € -89,329 after tax. For that financial year DV FINANCES recorded a gross margin of € -22,451 and equity of € 100,073. Compared with financial year 2023, the result moved from € 196,130 to € -89,329. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on December 30, 2025.
€ 100,073
▼ 47% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -89,329
▼ still € 196,130 profit in 2023
Profit after tax over the fiscal year.
€ 3,035
▼ 96% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 81,473.
People and assets in 2024
€ 1,950
▼ 39% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 444,825
▲ 91% vs 2023
€ 17,940 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 2,302
▲ 120% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 180,435 | € 98,524 | € 52,592 | € -22,451 | ▼ € 75,043 |
| Profit after taxes | € -10,286 | € -44,219 | € 196,130 | € -89,329 | ▼ € 285,459 |
| Equity | € 37,491 | € -6,729 | € 189,401 | € 100,073 | ▼ 47% |
| Total debts | € 473,649 | € 476,704 | € 236,247 | € 447,127 | ▲ 89% |
| Cash | € 21,656 | € 12,160 | € 70,672 | € 3,035 | ▼ 96% |
| Land & buildings | - | - | € 306,879 | € 505,352 | ▲ 65% |
| Retained profit | € 18,891 | € -25,329 | € 170,801 | € 81,473 | ▼ 52% |
| Dividend | € 56,127 | € 0 | € 0 | € 0 | |
| Bank debt | € 404,588 | € 441,845 | € 233,020 | € 444,825 | ▲ 91% |
| Balance sheet total | € 511,139 | € 469,975 | € 492,393 | € 612,768 | ▲ 24% |
Key figures of DV FINANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to DV FINANCES?
What happened at DV FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 89,329 (▼ € 285,459 vs 2023). filed late Source: NBB ↗
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,286 loss in 2021 to € 89,329 loss in 2024.
Paid € 2,807 in corporate taxes since 2021.
Best year ever: 2023, with € 196,130 profit.
Paid out € 56,127 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DV FINANCES are Thierry MICHIELS and Delia VOTO.
Directors
According to the 2024 annual accounts
Thierry MICHIELS
Director
Delia VOTO
Director
Establishments
Establishment units
Physical locations of this company
Rue des Argentines 17
6110 Montigny-le-Tilleul
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0565.926.110
- VAT number
- BE 0565.926.110
- Registered office
- Rue des Argentines 17, 6110 Montigny-le-Tilleul
- Names & denominations
- DV FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 October 2014
- Peppol
- Active · Active since 9 Dec 2025
- Contact
- [email protected]