Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Association des logements à loyer modéré from Anderlecht, company number BE0564823971, closed financial year 2024 with a result of € -22,568 after tax. For that financial year Association des logements à loyer modéré recorded a gross margin of € 32,496 and equity of € 96,403. Compared with financial year 2023, the result moved from € -1,405 to € -22,568. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on December 18, 2025.
€ 96,403
▼ 19% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,568
▼ 1506 % more loss than in 2023
Profit after tax over the fiscal year.
€ 275
▼ 92% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 88,833.
Debts at end 2024
€ 266,413
€ 17,288 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 8,210
▲ 177% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 12,706
▼ 29% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 27,494 | € 29,131 | € 25,293 | € 32,496 | ▲ 28% |
| Profit after taxes | € -1,786 | € 4,217 | € -1,405 | € -22,568 | ▼ € 21,163 |
| Equity | € 116,160 | € 120,377 | € 118,972 | € 96,403 | ▼ 19% |
| Total debts | € 357,578 | € 349,676 | € 306,809 | € 306,711 | |
| Cash | € 1,978 | € 2,150 | € 3,596 | € 275 | ▼ 92% |
| Land & buildings | € 422,345 | € 410,347 | € 398,350 | € 386,352 | ▼ 3% |
| Retained profit | € 108,590 | € 112,807 | € 111,402 | € 88,833 | ▼ 20% |
| Bank debt | € 306,483 | € 281,997 | € 266,287 | € 266,413 | |
| Balance sheet total | € 473,739 | € 470,053 | € 425,781 | € 403,114 | ▼ 5% |
Key figures of Association des logements à loyer modéré, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Association des logements à loyer modéré?
What happened at Association des logements à loyer modéré in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 22,568. filed late Source: NBB ↗
- MAREK RAFALKO became a director. NBB
- DARIUSZ DUCHNOWSKI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,786 loss in 2021 to € 22,568 loss in 2024.
Paid € 885 in corporate taxes since 2021.
Best year ever: 2022, with € 4,217 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Association des logements à loyer modéré are MAREK RAFALKO and DARIUSZ DUCHNOWSKI.
Directors
According to the 2024 annual accounts
MAREK RAFALKO
Director
since 2017
DARIUSZ DUCHNOWSKI
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Welzijnstraat 9-11
1070 Anderlecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0564.823.971
- VAT number
- BE 0564.823.971
- Registered office
- Welzijnstraat 9-11, 1070 Anderlecht
- Names & denominations
- Association des logements à loyer modéré · ALLM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 October 2014
- Peppol
- Active · Active since 15 Feb 2026