Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PH-AM INFORMATIQUE from Couvin, company number BE0563823188, closed financial year 2025 with a result of € -4,814 after tax. For that financial year PH-AM INFORMATIQUE recorded a gross margin of € -1,448 and equity of € -14,550. Compared with financial year 2024, the result moved from € -6,206 to € -4,814. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2026.
€ -14,550
▼ € 4,814 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,814
▲ 22 % less loss than in 2024
Profit after tax over the fiscal year.
€ 588
▲ € 572 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,050.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,680
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,258
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 5,857 | € 2,217 | - | - | |
| Gross margin | € -2,230 | € -1,864 | € -2,307 | € -1,448 | ▲ € 859 |
| Profit after taxes | € -4,899 | € -5,489 | € -6,206 | € -4,814 | ▲ € 1,392 |
| Equity | € 1,959 | € -3,530 | € -9,736 | € -14,550 | ▼ € 4,814 |
| Total debts | € 23,475 | € 19,426 | € 21,305 | € 22,905 | ▲ 8% |
| Cash | € 392 | € 431 | € 16 | € 588 | ▲ € 572 |
| Land & buildings | € 16,522 | € 13,281 | € 10,040 | € 6,799 | ▼ 32% |
| Retained profit | € 459 | € -5,030 | € -11,236 | € -16,050 | ▼ € 4,814 |
| Balance sheet total | € 25,434 | € 15,896 | € 11,569 | € 8,355 | ▼ 28% |
Key figures of PH-AM INFORMATIQUE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PH-AM INFORMATIQUE?
What happened at PH-AM INFORMATIQUE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,814. filed late Source: NBB ↗
- New establishment in Couvin. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,899 loss in 2022 to € 4,814 loss in 2025.
Establishments
Establishment units
Physical locations of this company
Rue du Monument, Fra. 24
5660 Couvin
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0563.823.188
- VAT number
- BE 0563.823.188
- Registered office
- Rue du Monument, Fra. 24, 5660 Couvin
- Names & denominations
- PH-AM INFORMATIQUE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 2014
- Peppol
- Active · Active since 20 Mar 2026
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