What does Bernadette & Patricia do?

Bernadette & Patricia is registered with the CBE as active in: Handel in eigen onroerend goed. Private Limited, started on 2 October 2014, 1 establishment.

What is the address of Bernadette & Patricia?

The registered office of Bernadette & Patricia is located at Rue de la Gare d'Autre-Eglise 3, 1367 Ramillies.

Is Bernadette & Patricia still active?

Yes. According to the CBE (31 October 2026) Bernadette & Patricia is active, legal situation “Normale toestand”, started on 2 October 2014.

Is Bernadette & Patricia registered on Peppol?

Yes, Bernadette & Patricia is registered on the Peppol network with ID 0208:0563589301.

What is the enterprise number of Bernadette & Patricia?

The enterprise number of Bernadette & Patricia is BE0563589301.

When was Bernadette & Patricia founded?

Bernadette & Patricia was founded on 2 October 2014.

Who are the directors of Bernadette & Patricia?

According to the 2025 annual accounts, the directors of Bernadette & Patricia are: Patricia Delveaux, Bernadette Delveaux.

Is Bernadette & Patricia a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 October 2014; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Bernadette & Patricia make in 2025?

Bernadette & Patricia posted a profit after taxes of € 45,753 in financial year 2025.

What is the revenue of Bernadette & Patricia?

As a small company, Bernadette & Patricia is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 106,103.

Bernadette & Patricia (Private Limited) - Ramillies

Dossier Bernadette & Patricia, printed on 1 November 2026 from databakkes.be/en/0563589301/bernadette-patricia. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Bernadette & Patricia from Ramillies, company number BE0563589301, closed financial year 2025 with a result of € 45,753 after tax. For that financial year Bernadette & Patricia recorded a gross margin of € 106,103 and equity of € 64,346. Compared with financial year 2024, the result moved from € 49,550 to € 45,753. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.

What it is worth Growing

€ 64,346

▲ 246% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 45,753

▼ 8% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 7,376

▲ € 7,235 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 45,746.

Debts at end 2025

Bank debt ≈ 11 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 334,784

▼ 8% vs 2024

€ 29,232 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.

Owed to suppliers

€ 400

▼ 82% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 16,652

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 34,653 Gross margin 2022: € 34,653 First fiscal year in the series	€ 39,479 Gross margin 2023: € 39,479 ▲ 14% vs 2022 (€ 34,653) Favourable step	€ 88,743 Gross margin 2024: € 88,743 ▲ 125% vs 2023 (€ 39,479) Favourable step	€ 106,103 Gross margin 2025: € 106,103 ▲ 20% vs 2024 (€ 88,743) Favourable step	▲ 20%
Profit after taxes	€ 1,084 Profit after taxes 2022: € 1,084 First fiscal year in the series	€ 6,213 Profit after taxes 2023: € 6,213 ▲ € 5,129 vs 2022 (€ 1,084) Favourable step	€ 49,550 Profit after taxes 2024: € 49,550 ▲ € 43,336 vs 2023 (€ 6,213) Favourable step	€ 45,753 Profit after taxes 2025: € 45,753 ▼ 8% vs 2024 (€ 49,550) Unfavourable step	▼ 8%
Equity	€ -37,170 Equity 2022: € -37,170 First fiscal year in the series	€ -30,957 Equity 2023: € -30,957 ▲ € 6,213 vs 2022 (€ -37,170) Favourable step	€ 18,593 Equity 2024: € 18,593 ▲ € 49,550 vs 2023 (€ -30,957) Favourable step	€ 64,346 Equity 2025: € 64,346 ▲ 246% vs 2024 (€ 18,593) Favourable step	▲ 246%
Total debts	€ 530,977 Total debts 2022: € 530,977 First fiscal year in the series	€ 499,942 Total debts 2023: € 499,942 ▼ 6% vs 2022 (€ 530,977) Favourable step	€ 533,187 Total debts 2024: € 533,187 ▲ 7% vs 2023 (€ 499,942) Unfavourable step	€ 461,017 Total debts 2025: € 461,017 ▼ 14% vs 2024 (€ 533,187) Favourable step	▼ 14%
Cash	€ 1,325 Cash 2022: € 1,325 First fiscal year in the series	€ 1,773 Cash 2023: € 1,773 ▲ 34% vs 2022 (€ 1,325) Favourable step	€ 141 Cash 2024: € 141 ▼ 92% vs 2023 (€ 1,773) Unfavourable step	€ 7,376 Cash 2025: € 7,376 ▲ € 7,235 vs 2024 (€ 141) Favourable step	▲ € 7,235
Land & buildings	€ 215,325 Land & buildings 2022: € 215,325 First fiscal year in the series	€ 208,575 Land & buildings 2023: € 208,575 ▼ 3% vs 2022 (€ 215,325) Unchanged	€ 201,825 Land & buildings 2024: € 201,825 ▼ 3% vs 2023 (€ 208,575) Unchanged	€ 195,075 Land & buildings 2025: € 195,075 ▼ 3% vs 2024 (€ 201,825) Unchanged	▼ 3%
Retained profit	€ -55,770 Retained profit 2022: € -55,770 First fiscal year in the series	€ -49,557 Retained profit 2023: € -49,557 ▲ € 6,213 vs 2022 (€ -55,770) Favourable step	€ -7 Retained profit 2024: € -7 ▲ € 49,550 vs 2023 (€ -49,557) Favourable step	€ 45,746 Retained profit 2025: € 45,746 ▲ € 45,753 vs 2024 (€ -7) Favourable step	▲ € 45,753
Bank debt	€ 298,869 Bank debt 2022: € 298,869 First fiscal year in the series	€ 276,531 Bank debt 2023: € 276,531 ▼ 7% vs 2022 (€ 298,869) Favourable step	€ 363,274 Bank debt 2024: € 363,274 ▲ 31% vs 2023 (€ 276,531) Unfavourable step	€ 334,784 Bank debt 2025: € 334,784 ▼ 8% vs 2024 (€ 363,274) Favourable step	▼ 8%
Balance sheet total	€ 493,806 Balance sheet total 2022: € 493,806 First fiscal year in the series	€ 468,984 Balance sheet total 2023: € 468,984 ▼ 5% vs 2022 (€ 493,806) Unchanged	€ 551,779 Balance sheet total 2024: € 551,779 ▲ 18% vs 2023 (€ 468,984) Unchanged	€ 525,363 Balance sheet total 2025: € 525,363 ▼ 5% vs 2024 (€ 551,779) Unchanged	▼ 5%

Key figures of Bernadette & Patricia, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Bernadette & Patricia?

What happened at Bernadette & Patricia in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 7, 2026 New annual accounts for financial year 2025: profit of € 45,753 (▼ 8% vs 2024). filed late Source: NBB ↗
Dec 31, 2014 New establishment in Ramillies. KBO
Oct 2, 2014 Start of the company according to the CBE. KBO

In short

From € 1,084 profit in 2022 to € 45,753 profit in 2025.

Paid € 16,652 in corporate taxes since 2022.

Best year ever: 2024, with € 49,550 profit.

Original PDFs at the National Bank ↗

Management

Patricia Delveaux Bernadette Delveaux

Bernadette & Patricia

Behind Bernadette & Patricia are Patricia Delveaux and Bernadette Delveaux.

Directors

According to the 2025 annual accounts

Patricia Delveaux

Administrator-manager

Bernadette Delveaux

Administrator-manager

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Gare d'Autre-Eglise 3

1367 Ramillies

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

La Ligne 147

€ 297,165 gross margin · 2025

UNITE 147

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0563.589.301

VAT number

BE 0563.589.301

Registered office

Rue de la Gare d'Autre-Eglise 3, 1367 Ramillies

Names & denominations

Bernadette & Patricia

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

2 October 2014

Peppol

Active · Active since 6 Feb 2026

Activities · NACE

Handel in eigen onroerend goed

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

View on CBE Public ↗ Annual accounts (NBB) ↗

Bernadette & Patricia

Warning lights

Financials

What happened to Bernadette & Patricia?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions