Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BEAR IN MIND from Kortrijk, company number BE0563487252, closed financial year 2025 with a result of € 76,516 after tax. For that financial year BEAR IN MIND recorded a gross margin of € 293,387 and equity of € 120,029. Compared with financial year 2024, the result moved from € 80,002 to € 76,516. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 120,029
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,516
▼ 4% vs 2024
Profit after tax over the fiscal year.
€ 50,654
▲ 236% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 120,833 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 30,163
▼ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 102,838
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 711,278
▼ 1% vs 2024
€ 79,439 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 27,438
▲ 262% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,084
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 249,782 | € 322,358 | € 276,381 | € 293,387 | ▲ 6% |
| Profit after taxes | € 134,580 | € 137,052 | € 80,002 | € 76,516 | ▼ 4% |
| Equity | € 198,984 | € 335,204 | € 164,346 | € 120,029 | ▼ 27% |
| Total debts | € 837,814 | € 841,738 | € 1,002,076 | € 1,120,643 | ▲ 12% |
| Cash | € 43,982 | € 49,104 | € 15,062 | € 50,654 | ▲ 236% |
| Land & buildings | € 853,543 | € 854,943 | € 820,530 | € 828,189 | ▲ 1% |
| Retained profit | € 178,984 | € 315,204 | € 144,346 | € 100,029 | ▼ 31% |
| Dividend | € 800 | € 833 | € 250,859 | € 120,833 | ▼ 52% |
| Bank debt | € 735,997 | € 721,740 | € 719,678 | € 711,278 | ▼ 1% |
| Balance sheet total | € 1,036,798 | € 1,176,941 | € 1,166,422 | € 1,240,672 | ▲ 6% |
Key figures of BEAR IN MIND, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BEAR IN MIND?
What happened at BEAR IN MIND in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 76,516 (▼ 4% vs 2024). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
- Bram VAN DESSEL became a director. NBB
In short
From € 134,580 profit in 2022 to € 76,516 profit in 2025.
Paid € 129,203 in corporate taxes since 2022.
Best year ever: 2023, with € 137,052 profit.
Paid out € 373,325 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BEAR IN MIND is Bram VAN DESSEL.
Directors
According to the 2025 annual accounts
Bram VAN DESSEL
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Bissegemsestraat(Heu) 85 box C
8501 Kortrijk
Bissegemsestraat(Bis) 85 box c
8501 Kortrijk
Active since 1 October 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0563.487.252
- VAT number
- BE 0563.487.252
- Registered office
- Bissegemsestraat(Heu) 85 bus C, 8501 Kortrijk
- Names & denominations
- BEAR IN MIND
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 October 2014
- Peppol
- Active · Active since 13 Oct 2025
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