Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bell'Ami from Heist-op-den-Berg, company number BE0561888138, closed financial year 2025 with a result of € 1,789 after tax. For that financial year Bell'Ami recorded a gross margin of € 15,345 and equity of € -693. Compared with financial year 2024, the result moved from € -16,515 to € 1,789. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -693
▲ € 1,789 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,789
▲ still € 16,515 loss in 2024
Profit after tax over the fiscal year.
€ 12,724
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -20,693.
People and assets in 2025
€ 5,542
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 50,000
▼ 28% vs 2024
Loans from banks and other lenders, long and short.
€ 1,326
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,100
▼ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,588 | € 3,903 | € -5,229 | € 15,345 | ▲ € 20,574 |
| Profit after taxes | € 4,521 | € -7,398 | € -16,515 | € 1,789 | ▲ € 18,304 |
| Equity | € 21,431 | € 14,033 | € -2,482 | € -693 | ▲ € 1,789 |
| Total debts | € 159,938 | € 139,871 | € 147,527 | € 136,390 | ▼ 8% |
| Cash | € 11,964 | € 9,702 | € 18,157 | € 12,724 | ▼ 30% |
| Retained profit | € 1,431 | € -5,967 | € -22,482 | € -20,693 | ▲ € 1,789 |
| Bank debt | € 69,500 | € 69,500 | € 69,500 | € 50,000 | ▼ 28% |
| Balance sheet total | € 181,370 | € 153,904 | € 145,045 | € 135,697 | ▼ 6% |
Key figures of Bell'Ami, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bell'Ami?
What happened at Bell'Ami in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,789. Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- Isabelle Verschooten became a director. NBB
- Sonja Celen became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
In short
From € 4,521 profit in 2022 to € 1,789 profit in 2025.
Best year ever: 2022, with € 4,521 profit.
Management
Behind Bell'Ami are Isabelle Verschooten and Sonja Celen.
Directors
According to the 2025 annual accounts
Isabelle Verschooten
Manager
since 2014
Sonja Celen
Manager
since 2014
Establishments
Establishment units
Physical locations of this company
Berkenstraat 16 box A
2220 Heist-op-den-Berg
Berkenstraat 16 A
2220 Heist-op-den-Berg
Active since 9 September 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- VERSCHOOTEN Isabelle(oprichter) 100%
Details
- Company number
- 0561.888.138
- VAT number
- BE 0561.888.138
- Registered office
- Berkenstraat 16 bus A, 2220 Heist-op-den-Berg
- Names & denominations
- Bell'Ami
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 September 2014
- Peppol
- Active · Active since 13 Feb 2025
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