VISTO is an insurance broker in Herk-de-Stad. Private Limited, started on 18 August 2014, 1 establishment.

What is the address of VISTO?

The registered office of VISTO is located at Steenweg 153 box 2, 3540 Herk-de-Stad.

Is VISTO still active?

Yes. According to the CBE (30 October 2026) VISTO is active, legal situation “Normale toestand”, started on 18 August 2014.

Is VISTO registered on Peppol?

Yes, VISTO is registered on the Peppol network with ID 0208:0560781942.

What is the enterprise number of VISTO?

The enterprise number of VISTO is BE0560781942.

When was VISTO founded?

VISTO was founded on 18 August 2014.

Who are the directors of VISTO?

According to the 2025 annual accounts, the directors of VISTO are: Kristoff Machiels.

Is VISTO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 August 2014; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did VISTO make in 2025?

VISTO posted a profit after taxes of € 93,925 in financial year 2025.

What is the revenue of VISTO?

As a small company, VISTO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 150,094.

Does VISTO have a website?

Yes, VISTO has a website at kmgaccountants.be.

VISTO (Private Limited) - Herk-de-Stad - BE0560781942

Dossier VISTO, printed on 30 October 2026 from databakkes.be/en/0560781942/visto. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

VISTO from Herk-de-Stad, company number BE0560781942, closed financial year 2025 with a result of € 93,925 after tax. For that financial year VISTO recorded a gross margin of € 150,094 and equity of € 474,260. Compared with financial year 2024, the result moved from € 78,294 to € 93,925. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 474,260

▲ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 93,925

▲ 20% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 667

▼ 46% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 473,260.

People and assets in 2025

Vehicles and equipment

€ 1,883

▲ 20% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 642,350

▼ 16% vs 2024

€ 95,445 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 1,230

▲ 62% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 2,368

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 83,330 Gross margin 2022: € 83,330 First fiscal year in the series	€ 85,083 Gross margin 2023: € 85,083 ▲ 2% vs 2022 (€ 83,330) Favourable step	€ 120,007 Gross margin 2024: € 120,007 ▲ 41% vs 2023 (€ 85,083) Favourable step	€ 150,094 Gross margin 2025: € 150,094 ▲ 25% vs 2024 (€ 120,007) Favourable step	▲ 25%
Profit after taxes	€ 55,188 Profit after taxes 2022: € 55,188 First fiscal year in the series	€ 57,020 Profit after taxes 2023: € 57,020 ▲ 3% vs 2022 (€ 55,188) Favourable step	€ 78,294 Profit after taxes 2024: € 78,294 ▲ 37% vs 2023 (€ 57,020) Favourable step	€ 93,925 Profit after taxes 2025: € 93,925 ▲ 20% vs 2024 (€ 78,294) Favourable step	▲ 20%
Equity	€ 245,021 Equity 2022: € 245,021 First fiscal year in the series	€ 302,041 Equity 2023: € 302,041 ▲ 23% vs 2022 (€ 245,021) Favourable step	€ 380,335 Equity 2024: € 380,335 ▲ 26% vs 2023 (€ 302,041) Favourable step	€ 474,260 Equity 2025: € 474,260 ▲ 25% vs 2024 (€ 380,335) Favourable step	▲ 25%
Total debts	€ 300,941 Total debts 2022: € 300,941 First fiscal year in the series	€ 241,356 Total debts 2023: € 241,356 ▼ 20% vs 2022 (€ 300,941) Favourable step	€ 763,752 Total debts 2024: € 763,752 ▲ 216% vs 2023 (€ 241,356) Unfavourable step	€ 668,828 Total debts 2025: € 668,828 ▼ 12% vs 2024 (€ 763,752) Favourable step	▼ 12%
Cash	€ 4,940 Cash 2022: € 4,940 First fiscal year in the series	€ 1,158 Cash 2023: € 1,158 ▼ 77% vs 2022 (€ 4,940) Unfavourable step	€ 1,236 Cash 2024: € 1,236 ▲ 7% vs 2023 (€ 1,158) Favourable step	€ 667 Cash 2025: € 667 ▼ 46% vs 2024 (€ 1,236) Unfavourable step	▼ 46%
Retained profit	€ 244,021 Retained profit 2022: € 244,021 First fiscal year in the series	€ 301,041 Retained profit 2023: € 301,041 ▲ 23% vs 2022 (€ 244,021) Favourable step	€ 379,335 Retained profit 2024: € 379,335 ▲ 26% vs 2023 (€ 301,041) Favourable step	€ 473,260 Retained profit 2025: € 473,260 ▲ 25% vs 2024 (€ 379,335) Favourable step	▲ 25%
Bank debt	€ 288,705 Bank debt 2022: € 288,705 First fiscal year in the series	€ 237,760 Bank debt 2023: € 237,760 ▼ 18% vs 2022 (€ 288,705) Favourable step	€ 760,524 Bank debt 2024: € 760,524 ▲ 220% vs 2023 (€ 237,760) Unfavourable step	€ 642,350 Bank debt 2025: € 642,350 ▼ 16% vs 2024 (€ 760,524) Favourable step	▼ 16%
Balance sheet total	€ 545,962 Balance sheet total 2022: € 545,962 First fiscal year in the series	€ 543,397 Balance sheet total 2023: € 543,397 Unchanged (€ 545,962) Unchanged	€ 1,144,088 Balance sheet total 2024: € 1,144,088 ▲ 111% vs 2023 (€ 543,397) Unchanged	€ 1,143,088 Balance sheet total 2025: € 1,143,088 Unchanged (€ 1,144,088) Unchanged

Key figures of VISTO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VISTO?

What happened at VISTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 93,925 (▲ 20% vs 2024). filed late Source: NBB ↗
Aug 28, 2014 New establishment in Herk-de-Stad. KBO
Aug 18, 2014 Start of the company according to the CBE. KBO

In short

From € 55,188 profit in 2022 to € 93,925 profit in 2025.

Paid € 86,154 in corporate taxes since 2022.

Best year ever: 2025, with € 93,925 profit.

Original PDFs at the National Bank ↗

Management

Kristoff Machiels

VISTO

Verzekeringen Verheyen & Machiels 100%

Behind VISTO is Kristoff Machiels. It owns 100% of Verzekeringen Verheyen & Machiels itself.

Directors

According to the 2025 annual accounts

Kristoff Machiels

Director

Also active at: Verzekeringen Verheyen & Machiels

Establishments

Establishment units

Physical locations of this company

Registered office

Steenweg 153 box 2

3540 Herk-de-Stad

2.233.941.474

Steenweg 153/b2

3540 Herk-de-Stad

Active since 28 August 2014

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.

All companies at this address →

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+2 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS kmgaccountants.be

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Details

Company number: 0560.781.942
VAT number: BE 0560.781.942
Registered office: Steenweg 153 bus 2, 3540 Herk-de-Stad
Names & denominations: VISTO
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 18 August 2014
Peppol: Active · Active since 15 Jul 2024
Contact: kmgaccountants.be
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗