Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BEN & LAU from Beloeil, company number BE0559890136, closed financial year 2025 with a result of € 1,373 after tax. For that financial year BEN & LAU recorded a gross margin of € 32,961 and equity of € -86,819. Compared with financial year 2024, the result moved from € -3,420 to € 1,373. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -86,819
▲ € 1,373 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,373
▲ still € 3,420 loss in 2024
Profit after tax over the fiscal year.
€ 3,057
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -106,819.
Debts at end 2025
€ 19,051
▼ 63% vs 2024
Loans from banks and other lenders, long and short.
€ 110
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 33,140 | € 28,323 | € 31,143 | € 32,961 | ▲ 6% |
| Profit after taxes | € -2,473 | € -6,793 | € -3,420 | € 1,373 | ▲ € 4,793 |
| Equity | € -77,980 | € -84,773 | € -88,192 | € -86,819 | ▲ € 1,373 |
| Total debts | € 241,433 | € 214,563 | € 184,638 | € 154,078 | ▼ 17% |
| Cash | € 1,277 | € 608 | € 2,996 | € 3,057 | ▲ 2% |
| Land & buildings | € 59,020 | € 52,210 | € 45,400 | € 41,995 | ▼ 7% |
| Retained profit | € -97,980 | € -104,773 | € -108,192 | € -106,819 | ▲ € 1,373 |
| Bank debt | € 113,875 | € 82,845 | € 51,241 | € 19,051 | ▼ 63% |
| Balance sheet total | € 163,453 | € 129,790 | € 96,445 | € 67,259 | ▼ 30% |
Key figures of BEN & LAU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BEN & LAU?
What happened at BEN & LAU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,373. filed late Source: NBB ↗
- New establishment in Beloeil. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,473 loss in 2022 to € 1,373 profit in 2025.
Best year ever: 2025, with € 1,373 profit.
Establishments
Establishment units
Physical locations of this company
Place de Quevaucamps (Que) 38
7972 Beloeil
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0559.890.136
- VAT number
- BE 0559.890.136
- Registered office
- Place de Quevaucamps (Que) 38, 7972 Beloeil
- Names & denominations
- BEN & LAU
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 August 2014
- Peppol
- Not registered