Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2023; threshold 65 %.
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Late annual account NBB
Fiscal year 2023 was filed 307 days after the legal deadline.
-
Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
S & J CONSULTING from Rumes, company number BE0559876278, closed financial year 2023 with a result of € 31,857 after tax. For that financial year S & J CONSULTING recorded a gross margin of € 146,347 and equity of € 117,379. Compared with financial year 2022, the result moved from € 148,741 to € 31,857. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2025.
€ 117,379
▲ 37% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,857
▼ 79% vs 2022
Profit after tax over the fiscal year.
€ 8,161
▼ 19% vs 2022
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € 98,829.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 78,191
▲ 54% vs 2022
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,160
▼ 19% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 1,504
▲ 9% vs 2022
Loans from banks and other lenders, long and short.
€ 17,958
▼ 67% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 79,431
▲ 50% vs 2022
Taxes, VAT and social contributions still to pay.
| 2020 | 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|---|
| Gross margin | € 47,108 | € 64,204 | € 238,442 | € 146,347 | ▼ 39% |
| Profit after taxes | € 14,932 | € 9,302 | € 148,741 | € 31,857 | ▼ 79% |
| Equity | € 44,513 | € 53,816 | € 85,521 | € 117,379 | ▲ 37% |
| Total debts | € 105,361 | € 95,208 | € 208,918 | € 98,893 | ▼ 53% |
| Cash | € 13,859 | € 23,335 | € 10,134 | € 8,161 | ▼ 19% |
| Land & buildings | € 45,821 | € 43,123 | € 36,400 | € 29,029 | ▼ 20% |
| Retained profit | € 25,963 | € 35,266 | € 66,971 | € 98,829 | ▲ 48% |
| Dividend | € 0 | € 0 | € 117,035 | € 0 | ▼ 100% |
| Bank debt | € 0 | € 0 | € 1,383 | € 1,504 | ▲ 9% |
| Balance sheet total | € 149,875 | € 149,024 | € 294,439 | € 216,272 | ▼ 27% |
Key figures of S & J CONSULTING, fiscal years 2020 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to S & J CONSULTING?
What happened at S & J CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 31,857 (▼ 79% vs 2022). filed late Source: NBB ↗
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- New establishment in Rumes. KBO
- Simon PETIT became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 14,932 profit in 2020 to € 31,857 profit in 2023.
Paid € 32,729 in corporate taxes since 2020.
Best year ever: 2022, with € 148,741 profit.
Paid out € 117,035 in dividends to the owners in total.
Management
Behind S & J CONSULTING is Simon PETIT.
Directors
According to the 2023 annual accounts
Simon PETIT
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Rue du Tara(RS) 12
7610 Rumes
Rue des Maux(TOU) 18
7500 Tournai
Active since 1 October 2021
Rue de l'Yser(TOU) 20
7500 Tournai
Active since 5 May 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0559.876.278
- VAT number
- BE 0559.876.278
- Registered office
- Rue du Tara(RS) 12, 7610 Rumes
- Names & denominations
- S & J CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 August 2014
- Peppol
- Active · Active since 26 Jun 2026
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