Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COSW.TECHNOLOGIE from Pajottegem, company number BE0556872842, closed financial year 2025 with a result of € -28,277 after tax. For that financial year COSW.TECHNOLOGIE recorded a gross margin of € -18,796 and equity of € -15,174. Compared with financial year 2024, the result moved from € 10,876 to € -28,277. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2026.
€ -15,174
▼ € 28,277 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,277
▼ still € 10,876 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -35,634.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 47,405
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 126,652
▲ 73% vs 2024
€ 16,920 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 7,547
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,787
▼ 89% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,212 | € 99,059 | € 26,636 | € -18,796 | ▼ € 45,432 |
| Profit after taxes | € -31,870 | € 74,210 | € 10,876 | € -28,277 | ▼ € 39,152 |
| Equity | € -71,983 | € 2,227 | € 13,102 | € -15,174 | ▼ € 28,277 |
| Total debts | € 518,329 | € 219,446 | € 296,890 | € 289,036 | ▼ 3% |
| Cash | € 5,943 | € 176 | € 11,605 | - | |
| Land & buildings | € 440,403 | € 221,497 | € 216,217 | € 210,936 | ▼ 2% |
| Retained profit | € -90,583 | € -16,373 | € -7,358 | € -35,634 | ▼ € 28,277 |
| Bank debt | € 147,816 | € 73,621 | € 73,177 | € 126,652 | ▲ 73% |
| Balance sheet total | € 446,346 | € 221,673 | € 309,992 | € 273,862 | ▼ 12% |
Key figures of COSW.TECHNOLOGIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COSW.TECHNOLOGIE?
What happened at COSW.TECHNOLOGIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 28,277 (▼ € 39,152 vs 2024). filed late Source: NBB ↗
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,870 loss in 2022 to € 28,277 loss in 2025.
Paid € 15,413 in corporate taxes since 2022.
Best year ever: 2023, with € 74,210 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COSW.TECHNOLOGIE is DOMINIQUE DE SMET.
Directors
According to the 2025 annual accounts
DOMINIQUE DE SMET
Manager
Establishments
Establishment units
Physical locations of this company
Plaatsstraat 103
1570 Pajottegem
Rue de l'Industrie 9 box 5
1400 Nivelles
Active since 1 October 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0556.872.842
- VAT number
- BE 0556.872.842
- Registered office
- Plaatsstraat 103, 1570 Pajottegem
- Names & denominations
- COSW.TECHNOLOGIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 July 2014
- Peppol
- Active · Active since 13 Feb 2026
- Contact
- [email protected]
- Activities · NACE
Diensten in verband met vervoer te land
Carrosserieherstelling (inclusief spuiten en verven)
Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg
Detailhandel in onderdelen en accessoires van motorvoertuigen
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van motorvoertuigen, neg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
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