Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
JACQMAIN MICHEL from Charleroi, company number BE0555965693, closed financial year 2025 with a result of € 10,072 after tax. For that financial year JACQMAIN MICHEL recorded a gross margin of € 51,074 and equity of € -4,460. Compared with financial year 2024, the result moved from € 3,555 to € 10,072. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 5, 2026.
€ -4,460
▲ € 10,072 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,072
▲ 183% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -10,660.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 30,930
▼ 19% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,775
▼ 31% vs 2024
Of which on lease € 11,330.
Debts at end 2025
€ 19,417
▼ 9% vs 2024
€ 5,559 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 7,585
▼ 74% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,367
▲ 27% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 94,188 | € 51,757 | € 53,134 | € 51,074 | ▼ 4% |
| Profit after taxes | € 5,409 | € 723 | € 3,555 | € 10,072 | ▲ 183% |
| Equity | € -18,810 | € -18,087 | € -14,533 | € -4,460 | ▲ € 10,072 |
| Total debts | € 114,103 | € 79,772 | € 70,270 | € 49,015 | ▼ 30% |
| Retained profit | € -25,010 | € -24,287 | € -20,733 | € -10,660 | ▲ € 10,072 |
| Bank debt | € 48,387 | € 30,485 | € 21,329 | € 19,417 | ▼ 9% |
| Balance sheet total | € 95,293 | € 61,685 | € 55,738 | € 44,555 | ▼ 20% |
Key figures of JACQMAIN MICHEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JACQMAIN MICHEL?
What happened at JACQMAIN MICHEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,072 (▲ 183% vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Michel LOURDEL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,409 profit in 2022 to € 10,072 profit in 2025.
Best year ever: 2025, with € 10,072 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JACQMAIN MICHEL is Michel LOURDEL.
Directors
According to the 2025 annual accounts
Michel LOURDEL
Manager
since 2014
Establishments
Establishment units
Physical locations of this company
Rue de la Marsaude 36
6020 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0555.965.693
- VAT number
- BE 0555.965.693
- Registered office
- Rue de la Marsaude 36, 6020 Charleroi
- Names & denominations
- JACQMAIN MICHEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 2014
- Peppol
- Active · Active since 12 Mar 2026
- Activities · NACE
Bouwrijp maken van terreinen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Dakwerkzaamheden