Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GERDEFIMMO from Houyet, company number BE0555925311, closed financial year 2025 with a result of € -2,322 after tax. For that financial year GERDEFIMMO recorded a gross margin of € 97,124 and equity of € 219,503. Compared with financial year 2024, the result moved from € 4,915 to € -2,322. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 2, 2026.
€ 219,503
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,322
▼ still € 4,915 profit in 2024
Profit after tax over the fiscal year.
€ 38,785
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 19,503.
Debts at end 2025
€ 407,271
▼ 11% vs 2024
€ 49,355 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 5,478
▲ 261% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 89,442 | € 74,237 | € 83,578 | € 97,124 | ▲ 16% |
| Profit after taxes | € 13,001 | € 340 | € 4,915 | € -2,322 | ▼ € 7,237 |
| Equity | € 216,569 | € 216,909 | € 221,825 | € 219,503 | ▼ 1% |
| Total debts | € 867,856 | € 848,460 | € 793,256 | € 755,577 | ▼ 5% |
| Cash | € 12,202 | € 31,159 | € 26,395 | € 38,785 | ▲ 47% |
| Land & buildings | € 1,055,239 | € 1,011,206 | € 969,593 | € 928,044 | ▼ 4% |
| Retained profit | € 16,569 | € 16,909 | € 21,825 | € 19,503 | ▼ 11% |
| Bank debt | € 549,094 | € 502,837 | € 455,570 | € 407,271 | ▼ 11% |
| Balance sheet total | € 1,084,425 | € 1,065,369 | € 1,015,080 | € 975,080 | ▼ 4% |
Key figures of GERDEFIMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to GERDEFIMMO?
What happened at GERDEFIMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,322 (▼ € 7,237 vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 13,001 profit in 2022 to € 2,322 loss in 2025.
Paid € 4,750 in corporate taxes since 2022.
Best year ever: 2022, with € 13,001 profit.
Management
Behind GERDEFIMMO are DANY GERLACHE and MYRIAM DEFOSSEZ. The same people are also behind PATISSERIE GERLACHE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Route de Neufchâteau, Celles 18
5561 Houyet
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0555.925.311
- VAT number
- BE 0555.925.311
- Registered office
- Route de Neufchâteau, Celles 18, 5561 Houyet
- Names & denominations
- GERDEFIMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 July 2014
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
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